DSP Regular Savings Fund

CAGR since inception
Scheme Type:

  • Risk:

    Moderately High Risk

  • Age:

    7 years 3 months since Jan 01, 2013

  • AUM:

    Rs. 232.62 crores as of Feb 29, 2020

  • Horizon:

    Medium-term Horizon

  • Goal:

    Capital Growth & Income

  • Benchmark:

    CRISIL Hybrid 85+15 - Conservativ…
Scheme features

Performance

Cumulative returns

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Returns summary

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Rolling returns

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Historical Returns

In SEBI format

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Portfolio as of Feb 29, 2020

Equity

Market capitalization

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Sector allocation

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Top 5 stocks by holding
Name % of Net Assets
BAJAJ FINANCE LIMITED 3.21%
HDFC BANK LIMITED 2.63%
BLUE STAR LIMITED 1.52%
IPCA LABORATORIES LIMITED 0.88%
VOLTAS LIMITED 0.88%
See detailed equity holdings »

Debt & debt instruments

Credit rating profile

No data to display

Instrument break-up

No data to display
Top 5 instruments by holding
Name % of Net Assets
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED 13.29%
HINDUSTAN PETROLEUM CORPORATION LIMITED 9.08%
STATE BANK OF INDIA 7.27%
NATIONAL HIGHWAYS AUTHORITY OF INDIA 7.08%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 6.73%
See detailed debt holdings »

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If you are investing as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
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This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
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Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

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DSP Mutual Fund
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You will now be directed to our KYC partner, SIGNZY, to submit your documents for verification
This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.

Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.
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Vikram Chopra

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

All Funds managed by Vikram Chopra
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Gopal Agrawal

Gopal joined DSP Investment Managers in July 2018 as Head of Macro Strategy & Senior Fund Manager in Equity Investment Team. Gopal has over 20 years' of experience. Prior to joining DSP, Gopal was the Chief Investment Officer at Tata Mutual Fund. Prior to that he nearly spent a decade at Mirae Asset Mutual Fund where he was the overall CIO and strategist, responsible for building the Investment team from the start. Before that Gopal worked with SBI Mutual Fund as fund manager, managing some of its marquee funds. He has extensive experience in sectors like Oil & Gas, Petrochemicals, Capital Goods, Power, Metals, Shipping, Chemicals & Fertilizers and Engineering.

All Funds managed by Gopal Agrawal
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Jay Kothari

Jay Kothari, Vice President & Product Strategist -Jay has been with DSP Investment Managers since May 2005, and has been with the Investment function since January 2011. Jay joined the firm as a member of the Sales team (Banking) in May 2005. Prior to joining DSPIM, Jay worked for Standard Chartered Bank for a year in the Priority Banking division. Jay completed his Bachelor of Management Studies (Finance & International Finance) from Mumbai University, followed by an MBA in Finance from Mumbai University.
Jay is currently the Dedicated Fund Manager for overseas investments for the following schemes of DSP Mutual Fund.

All Funds managed by Jay Kothari
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Asset Allocation for Regular Savings Fund

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Equity holdings for Regular Savings Fund

Finance
4.97%

Name % of Net Assets
BAJAJ FINANCE LIMITED 3.21%
ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED 0.77%
HDFC LIFE INSURANCE COMPANY LIMITED 0.37%
SATIN CREDITCARE NETWORK LIMITED 0.33%
L&T FINANCE HOLDINGS LIMITED 0.29%
20.6% of Equity and equity related securities

Banks
4.73%

Name % of Net Assets
HDFC BANK LIMITED 2.63%
AU SMALL FINANCE BANK LIMITED 0.76%
KOTAK MAHINDRA BANK LIMITED 0.58%
RBL BANK LIMITED 0.5%
INDUSIND BANK LIMITED 0.26%
19.6% of Equity and equity related securities

Consumer Durables
3.55%

Name % of Net Assets
BLUE STAR LIMITED 1.52%
VOLTAS LIMITED 0.88%
V-GUARD INDUSTRIES LIMITED 0.74%
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED 0.41%
14.7% of Equity and equity related securities

Pharmaceuticals
1.83%

Name % of Net Assets
IPCA LABORATORIES LIMITED 0.88%
ERIS LIFESCIENCES LIMITED 0.51%
SUN PHARMACEUTICAL INDUSTRIES LIMITED 0.44%
7.6% of Equity and equity related securities

Consumer Non Durables
1.56%

Name % of Net Assets
NESTLE INDIA LIMITED 0.62%
BRITANNIA INDUSTRIES LIMITED 0.48%
HATSUN AGRO PRODUCT LIMITED 0.46%
6.5% of Equity and equity related securities

Auto Ancillaries
1.43%

Name % of Net Assets
BALKRISHNA INDUSTRIES LIMITED 0.58%
MINDA INDUSTRIES LIMITED 0.54%
MOTHERSON SUMI SYSTEMS LIMITED 0.31%
5.9% of Equity and equity related securities

Gas
1.19%

Name % of Net Assets
GAIL (INDIA) LIMITED 0.8%
GUJARAT STATE PETRONET LIMITED 0.39%
4.9% of Equity and equity related securities

Petroleum Products
1.11%

Name % of Net Assets
BHARAT PETROLEUM CORPORATION LIMITED 0.47%
CASTROL INDIA LIMITED 0.34%
HINDUSTAN PETROLEUM CORPORATION LIMITED 0.3%
4.6% of Equity and equity related securities

Industrial Products
0.53%

Name % of Net Assets
CUMMINS INDIA LIMITED 0.38%
WIM PLAST LTD. 0.15%
2.2% of Equity and equity related securities

Power
0.51%

Name % of Net Assets
NTPC LIMITED 0.51%
2.1% of Equity and equity related securities

Cement
0.51%

Name % of Net Assets
SHREE CEMENT LIMITED 0.51%
2.1% of Equity and equity related securities

Media & Entertainment
0.44%

Name % of Net Assets
MUSIC BROADCAST LIMITED 0.25%
SUN TV NETWORK LIMITED 0.19%
1.8% of Equity and equity related securities

Construction Project
0.4%

Name % of Net Assets
LARSEN & TOUBRO LIMITED 0.4%
1.7% of Equity and equity related securities

Industrial Capital Goods
0.31%

Name % of Net Assets
BHARAT ELECTRONICS LIMITED 0.31%
1.3% of Equity and equity related securities

Auto
0.29%

Name % of Net Assets
ASHOK LEYLAND LIMITED 0.29%
1.2% of Equity and equity related securities

Services
0.25%

Name % of Net Assets
QUESS CORP LIMITED 0.25%
1% of Equity and equity related securities

Ferrous Metals
0.18%

Name % of Net Assets
TATA STEEL LIMITED 0.18%
TATA STEEL LIMITED - PARTLY PAID SHARES 0%
0.7% of Equity and equity related securities

Oil
0.16%

Name % of Net Assets
OIL & NATURAL GAS CORPORATION LIMITED 0.16%
0.7% of Equity and equity related securities

Non - Ferrous Metals
0.09%

Name % of Net Assets
VEDANTA LIMITED 0.09%
0.4% of Equity and equity related securities

Retailing
0.02%

Name % of Net Assets
SPENCERS RETAIL LIMITED 0.02%
0.1% of Equity and equity related securities

Software
0.02%

Name % of Net Assets
CESC VENTURES LIMITED 0.02%
0.1% of Equity and equity related securities
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Debt holdings for Regular Savings Fund

Bonds & NCDs75.71%

Name Rating % of Net Assets
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA 13.29%
HINDUSTAN PETROLEUM CORPORATION LIMITED CRISIL AAA 9.08%
STATE BANK OF INDIA CRISIL AA+ 7.27%
NATIONAL HIGHWAYS AUTHORITY OF INDIA CRISIL AAA 7.08%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 6.73%
REC LIMITED CRISIL AAA 4.78%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 4.72%
EAST-NORTH INTERCONNECTION COMPANY LIMITED CRISIL AAA 4.52%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 4.15%
POWER FINANCE CORPORATION LIMITED CRISIL AAA 2.38%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CARE AAA 2.26%
GAIL (INDIA) LIMITED CARE AAA 2.23%
REC LIMITED CRISIL AAA 2.22%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 2.2%
REC LIMITED CRISIL AAA 1.73%
NTPC LIMITED CRISIL AAA 1.07%
99.6% of Debt instruments

TREPS0.3%

Name Rating % of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO -- 0.3%
0.4% of Debt instruments
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DSP Regular Savings Fund presentation

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The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
There is no assurance that the investment objective of the Scheme will be realized

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