DSP Regular Savings Fund

CAGR since inception
Scheme Type:

  • Risk:

    Moderately High Risk

  • Age:

    7 years 6 months since Jan 01, 2013

  • AUM:

    Rs. 192.91 crores as of May 31, 2020

  • Horizon:

    Medium-term Horizon

  • Goal:

    Capital Growth & Income

  • Benchmark:

    CRISIL Hybrid 85+15 - Conservativ…
Scheme features

Performance

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Rolling returns

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Historical Returns

In SEBI format

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Portfolio as of May 31, 2020

Equity

Market capitalization

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Sector allocation

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Top 5 stocks by holding
Name % of Net Assets
HDFC BANK LTD 2.56%
BAJAJ FINANCE LTD 1.69%
MAX FINANCIAL SERVICES LTD 1.43%
IPCA LABORATORIES LTD 1.17%
ICICI LOMBARD GENERAL INSURANCE CO LTD 0.98%
See detailed equity holdings »

Debt & debt instruments

Credit rating profile

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Instrument break-up

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Top 5 instruments by holding
Name % of Net Assets
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED 16.19%
HINDUSTAN PETROLEUM CORPORATION LIMITED 10.94%
7.26% GOI 14012029 8.58%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 8.44%
POWER GRID CORPORATION OF INDIA LIMITED 5.98%
See detailed debt holdings »

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This instant KYC is an eKYC process as prescribed by regulations.
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DSP Mutual Fund
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This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.

Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.
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Vikram Chopra

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

All Funds managed by Vikram Chopra
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Vinit Sambre

Vinit is Head - Equities at DSP Investment Managers (DSPIM). Vinit joined DSPIM in July 2007, as Portfolio Analyst for the firm's Portfolio Management Services (PMS) division, which manages discretionary accounts and provides advisory services to institutional clients. As a research analyst, his focus was on sectors like Pharmaceuticals, Power Utilities, Chemicals, Fertilizers and Textiles. Vinit specializes in the small and mid cap space and has over 16 years of relevant work experience.
Previously, he was with DSP Merrill Lynch as a part of its Global Private Client business. He spent 20 months at DSP Merrill Lynch as Equity Strategist. Prior to DSP Merrill Lynch, he was employed with IL&FS Investsmart Limited as an Equity Analyst in their PMS division. He has also worked with UTI Investment Advisory Services as Equity Analyst for the offshore fund - India Growth Fund. Vinit is a Chartered Accountant from Institute of Chartered Accountant of India.

Note:
Gopal Agrawal managed the Schemes (i.e. DSP Top 100 Equity Fund, DSP Focus Fund, DSP Equity Savings Fund and DSP Regular Savings Fund) till May 31, 2020. Mr. Vinit sambre is managing Schemes From June 1, 2020. (i.e. DSP Top 100 Equity Fund, DSP Focus Fund, DSP Equity Savings Fund and DSP Regular Savings Fund) with effect from June 1, 2020.

All Funds managed by Vinit Sambre
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Jay Kothari

Jay Kothari, Vice President & Product Strategist -Jay has been with DSP Investment Managers since May 2005, and has been with the Investment function since January 2011. Jay joined the firm as a member of the Sales team (Banking) in May 2005. Prior to joining DSPIM, Jay worked for Standard Chartered Bank for a year in the Priority Banking division. Jay completed his Bachelor of Management Studies (Finance & International Finance) from Mumbai University, followed by an MBA in Finance from Mumbai University.
Jay is currently the Dedicated Fund Manager for overseas investments for the following schemes of DSP Mutual Fund.

All Funds managed by Jay Kothari
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Asset Allocation for Regular Savings Fund

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Equity holdings for Regular Savings Fund

Finance
4.83%

Name % of Net Assets
BAJAJ FINANCE LIMITED 1.69%
MAX FINANCIAL SERVICES LIMITED 1.43%
ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED 0.98%
HDFC LIFE INSURANCE COMPANY LIMITED 0.43%
L&T FINANCE HOLDINGS LIMITED 0.19%
SATIN CREDITCARE NETWORK LIMITED 0.11%
20.2% of Equity and equity related securities

Banks
3.75%

Name % of Net Assets
HDFC BANK LIMITED 2.56%
KOTAK MAHINDRA BANK LIMITED 0.52%
AU SMALL FINANCE BANK LIMITED 0.31%
RBL BANK LIMITED 0.25%
INDUSIND BANK LIMITED 0.11%
15.7% of Equity and equity related securities

Pharmaceuticals
3.41%

Name % of Net Assets
IPCA LABORATORIES LIMITED 1.17%
JB CHEMICALS & PHARMACEUTICALS LIMITED 0.84%
ERIS LIFESCIENCES LIMITED 0.72%
SUN PHARMACEUTICAL INDUSTRIES LIMITED 0.68%
14.3% of Equity and equity related securities

Consumer Durables
2.49%

Name % of Net Assets
V-GUARD INDUSTRIES LIMITED 0.78%
VOLTAS LIMITED 0.75%
BLUE STAR LIMITED 0.56%
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED 0.4%
10.4% of Equity and equity related securities

Consumer Non Durables
1.91%

Name % of Net Assets
NESTLE INDIA LIMITED 0.83%
BRITANNIA INDUSTRIES LIMITED 0.66%
HATSUN AGRO PRODUCT LIMITED 0.42%
8% of Equity and equity related securities

Auto Ancillaries
1.53%

Name % of Net Assets
BALKRISHNA INDUSTRIES LIMITED 0.68%
MINDA INDUSTRIES LIMITED 0.51%
MOTHERSON SUMI SYSTEMS LIMITED 0.34%
6.4% of Equity and equity related securities

Gas
1.26%

Name % of Net Assets
GAIL (INDIA) LIMITED 0.85%
GUJARAT STATE PETRONET LIMITED 0.41%
5.3% of Equity and equity related securities

Petroleum Products
1.13%

Name % of Net Assets
BHARAT PETROLEUM CORPORATION LIMITED 0.46%
HINDUSTAN PETROLEUM CORPORATION LIMITED 0.35%
CASTROL INDIA LIMITED 0.32%
4.7% of Equity and equity related securities

Cement
0.56%

Name % of Net Assets
SHREE CEMENT LIMITED 0.56%
2.3% of Equity and equity related securities

Power
0.56%

Name % of Net Assets
NTPC LIMITED 0.56%
2.3% of Equity and equity related securities

Industrial Products
0.5%

Name % of Net Assets
CUMMINS INDIA LIMITED 0.34%
WIM PLAST LTD. 0.16%
2.1% of Equity and equity related securities

Media & Entertainment
0.41%

Name % of Net Assets
SUN TV NETWORK LIMITED 0.22%
MUSIC BROADCAST LIMITED 0.19%
1.7% of Equity and equity related securities

Construction Project
0.38%

Name % of Net Assets
LARSEN & TOUBRO LIMITED 0.38%
1.6% of Equity and equity related securities

Industrial Capital Goods
0.35%

Name % of Net Assets
BHARAT ELECTRONICS LIMITED 0.35%
1.5% of Equity and equity related securities

Auto
0.21%

Name % of Net Assets
ASHOK LEYLAND LIMITED 0.21%
0.9% of Equity and equity related securities

Oil
0.18%

Name % of Net Assets
OIL & NATURAL GAS CORPORATION LIMITED 0.18%
0.8% of Equity and equity related securities

Ferrous Metals
0.17%

Name % of Net Assets
TATA STEEL LIMITED 0.17%
TATA STEEL LIMITED - PARTLY PAID SHARES 0%
0.7% of Equity and equity related securities

Services
0.13%

Name % of Net Assets
QUESS CORP LIMITED 0.13%
0.5% of Equity and equity related securities

Non - Ferrous Metals
0.09%

Name % of Net Assets
VEDANTA LIMITED 0.09%
0.4% of Equity and equity related securities

Retailing
0.02%

Name % of Net Assets
SPENCERS RETAIL LIMITED 0.02%
0.1% of Equity and equity related securities

Software
0.01%

Name % of Net Assets
CESC VENTURES LIMITED *
0% of Equity and equity related securities
* - Less than 0.01%
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Debt holdings for Regular Savings Fund

Bonds & NCDs59.84%

Name Rating % of Net Assets
KKR INDIA FINANCIAL SERVICES LTD CRISIL AA 16.19%
HINDUSTAN PETROLEUM CORP LTD CRISIL AAA 10.94%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 8.44%
POWER GRID CORP OF INDIA LTD CRISIL AAA 5.98%
NATIONAL HIGHWAYS AUTHORITY OF INDIA CRISIL AAA 5.49%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 2.91%
GAIL INDIA LTD CARE AAA 2.75%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 2.74%
POWER GRID CORP OF INDIA LTD CRISIL AAA 2.31%
NTPC LTD CRISIL AAA 1.25%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 0.84%
78.5% of Debt instruments

Government Securities (Central/State)15.78%

Name Rating % of Net Assets
7.26% GOI 14012029 SOV 8.58%
6.79% GOI 15052027 SOV 4.36%
7.17% GOI 08012028 SOV 2.84%
20.7% of Debt instruments

TREPS0.61%

Name Rating % of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO -- 0.61%
0.8% of Debt instruments
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DSP Regular Savings Fund presentation

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The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
There is no assurance that the investment objective of the Scheme will be realized

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