DSP Regular Savings Fund

CAGR since inception
Scheme Type:

  • Risk:

    Moderately High Risk

  • Age:

    8 years 7 months since Jan 01, 2013

  • AUM:

    Rs. 209.76 crores as of Jul 31, 2021

  • Horizon:

    Medium-term Horizon

  • Goal:

    Capital Growth & Income

  • Benchmark:

    CRISIL Hybrid 85+15 - Conservativ…
Scheme features

Performance

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Rolling returns

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Historical Returns

In SEBI format

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Portfolio as of Jul 31, 2021

Equity

Market capitalization

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Sector allocation

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Top 5 stocks by holding
Name % of Net Assets
POWERGRID INFRASTRUCTURE INVESTMENT TRUST 3.97%
MAX FINANCIAL SERVICES LIMITED 3.07%
HCL TECHNOLOGIES LIMITED 2.57%
HDFC BANK LIMITED 2.01%
ITC LIMITED 1.35%
See detailed equity holdings »

Debt & debt instruments

Credit rating profile

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Instrument break-up

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Top 5 instruments by holding
Name % of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO 11.52%
INDIAN RAILWAY FINANCE CORPORATION LIMITED** 8.17%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT** 7.8%
7.32% GOI 28012024 7.6%
POWER GRID CORPORATION OF INDIA LIMITED** 5.46%
See detailed debt holdings »

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If you are investing as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
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This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
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Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

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DSP Mutual Fund
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You will now be directed to our KYC partner, SIGNZY, to submit your documents for verification
This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.

Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.
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Abhishek Singh

Abhishek has a total work experience of over 14 years.
He joined DSP Investment Managers in January 2021 as Assistant Vice President in the Equity Team Abhishek has worked with Kotak Mahindra Group and Edelweiss in the past.
He is an Electrical Engineer (IIT, Kanpur) and has a Post Graduate Diploma in Management from IIM, Lucknow.

All Funds managed by Abhishek Singh
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Vikram Chopra

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

All Funds managed by Vikram Chopra
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Jay Kothari

Jay Kothari, Vice President & Product Strategist -Jay has been with DSP Investment Managers since May 2005, and has been with the Investment function since January 2011. Jay joined the firm as a member of the Sales team (Banking) in May 2005. Prior to joining DSPIM, Jay worked for Standard Chartered Bank for a year in the Priority Banking division. Jay completed his Bachelor of Management Studies (Finance & International Finance) from Mumbai University, followed by an MBA in Finance from Mumbai University.
Jay is currently the Dedicated Fund Manager for overseas investments for the following schemes of DSP Mutual Fund.

All Funds managed by Jay Kothari
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Asset Allocation for Regular Savings Fund

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Equity holdings for Regular Savings Fund

Insurance
4.09%

Name % of Net Assets
MAX FINANCIAL SERVICES LIMITED 3.07%
ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED 1.02%
19.2% of Equity and equity related securities

Power
3.97%

Name % of Net Assets
POWERGRID INFRASTRUCTURE INVESTMENT TRUST 3.97%
18.6% of Equity and equity related securities

Software
3.92%

Name % of Net Assets
HCL TECHNOLOGIES LIMITED 2.57%
TATA CONSULTANCY SERVICES LIMITED 1.35%
18.4% of Equity and equity related securities

Pharmaceuticals
2.95%

Name % of Net Assets
IPCA LABORATORIES LIMITED 1.17%
CIPLA LIMITED 0.92%
JB CHEMICALS & PHARMACEUTICALS LIMITED 0.86%
13.8% of Equity and equity related securities

Banks
2.01%

Name % of Net Assets
HDFC BANK LIMITED 2.01%
9.4% of Equity and equity related securities

Consumer Non Durables
2%

Name % of Net Assets
ITC LIMITED 1.35%
HATSUN AGRO PRODUCT LIMITED 0.65%
9.4% of Equity and equity related securities

Fertilisers
0.85%

Name % of Net Assets
COROMANDEL INTERNATIONAL LIMITED 0.85%
4% of Equity and equity related securities

Consumer Durables
0.8%

Name % of Net Assets
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED 0.8%
3.7% of Equity and equity related securities

Cement & Cement Products
0.76%

Name % of Net Assets
ULTRATECH CEMENT LIMITED 0.76%
3.6% of Equity and equity related securities
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Debt holdings for Regular Savings Fund

Bonds & NCDs53.56%

Name Rating % of Net Assets
INDIAN RAILWAY FINANCE CORPORATION LIMITED CRISIL AAA 8.17%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 7.8%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 5.46%
REC LIMITED CRISIL AAA 5.06%
NATIONAL HIGHWAYS AUTHORITY OF INDIA CRISIL AAA 5.01%
INDIAN OIL CORPORATION LIMITED CRISIL AAA 5%
HINDUSTAN PETROLEUM CORPORATION LIMITED CRISIL AAA 3.73%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 2.66%
GAIL (INDIA) LIMITED IND AAA 2.52%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 2.51%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 2.44%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 2.06%
NTPC LIMITED CRISIL AAA 1.14%
68.9% of Debt instruments

Government Securities (Central/State)12.66%

Name Rating % of Net Assets
7.32% GOI 28012024 SOV 7.6%
7.59% GOI 11012026 SOV 2.56%
6.18% GOI 04112024 SOV 2.5%
16.3% of Debt instruments

TREPS11.52%

Name Rating % of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO -- 11.52%
14.8% of Debt instruments
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DSP Regular Savings Fund presentation

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The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
There is no assurance that the investment objective of the Scheme will be realized

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