19.97K people have invested in this fund
19.97K people have invested
in this fund as of
Total AUM
₹202.37 crores as of Sep 30, 2022
Age of Fund
9 years 9 months since Jan 01, 2013
Expense Ratio
0.5% as of Oct 04, 2022
Exit Load
NIL
Ideal holding period
5 Years+
Holdings
as of Sep 30, 2022HDFC Bank Limited
2.89%
ICICI Bank Limited
2.55%
HCL Technologies Limited
2.42%
SBI Life Insurance Company Limited
1.83%
Axis Bank Limited
1.50%
ITC Limited
1.26%
Eureka Forbes Limited
1.09%
Large Cap
71.80%
Small Cap
15.70%
Mid Cap
12.70%
Banks
Pharmaceuticals & Biotechnology
It - Software
Insurance
Fertilizers & Agrochemicals
Rolling Returns
Abhishek Singh
Vikram Chopra
Jay Kothari
Prescribed asset allocation: 75% - 90% *Debt and Money Market Securities , 10% - 25% Equity & equity related instruments , 0% - 10% Units of REITs & InvITs
Current Allocation as of Sep 30, 2022
Top holdings
HDFC Bank Limited
2.89%
ICICI Bank Limited
2.55%
HCL Technologies Limited
2.42%
SBI Life Insurance Company Limited
1.83%
Axis Bank Limited
1.50%
Allocation by Market Cap
Large Cap
71.80%
Small Cap
15.70%
Mid Cap
12.70%
Top Sectors
Banks
Pharmaceuticals & Biotechnology
It - Software
Insurance
Fertilizers & Agrochemicals
Top holdings
Indian Railway Finance Corporation Limited**
8.10%
7.32% GOI 2024
7.53%
Power Grid Corporation of India Limited**
5.39%
National Housing Bank**
5.13%
Power Finance Corporation Limited**
5.12%
Cash & cash equivalents
-0.42%
Instrument break-up
Bonds & NCDs
68.40%
Government Securities (Central/State)
26.10%
Money market instruments
3.00%
TREPS
2.50%
Indicators
Yield to Maturity
6.73 %
Modified Duration
1.78 Years
Portfolio Macaulay Duration
1.89 Years
Average Maturity
2.06 Years
Standard Deviation
6.28 %
Sharpe Ratio
0.37
Beta
1.24
R-Squared
69.56 %
Performance highlights over last
for
investment
Cumulative returns on
Annual returns
Current value
Good Returns
Negative Returns
vs Fixed Deposit
vs Category
vs Benchmark
Historical Returns (As per SEBI format)with investment of₹10,000
| This fund | CRISIL Hybrid 85+15 - Conserva… ^ | CRISIL 10 Year Gilt In… # | ||||
|---|---|---|---|---|---|---|
| CAGR | Current Value | CAGR | Current Value | CAGR | Current Value | |
Income distribution Cum Capital Withdrawal (IDCW) Distributed
| Record Date | IDCW per unit | NAV Before | NAV After |
|---|
| Funds | Annual returns | Current Value | Absolute Growth |
|---|
Date of allotment: Jan 01, 2013.
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement
Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.
Since inception returns have been calculated from the date of allotment till June 30, 2021
Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments
Rolling returns have been calculated based on returns from regular plan growth option.
^ Fund Benchmark # Standard Benchmark
Investment Objective
The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
There is no assurance that the investment objective of the Scheme will be realized
Fund Type
An open ended hybrid scheme investing predominantly in debt instruments
Riskometer
Level of Risk in the fund
Minimum Investment
Rs. 500 Lumpsum
Rs. 500
SIP– 12 instalments
Rs. 500 Minimum Additional Purchase
19.97K peoplehave invested in this fund as of
Equity holdings for Regular Savings Fund
| Name | % of Net Assets |
|---|---|
| HDFC Bank Limited | 2.89% |
| ICICI Bank Limited | 2.55% |
| Axis Bank Limited | 1.50% |
| Name | % of Net Assets |
|---|---|
| Cipla Limited | 0.87% |
| IPCA Laboratories Limited | 0.82% |
| Alkem Laboratories Limited | 0.72% |
| Lupin Limited | 0.70% |
| Name | % of Net Assets |
|---|---|
| HCL Technologies Limited | 2.42% |
| Tech Mahindra Limited | 0.51% |
| Name | % of Net Assets |
|---|---|
| SBI Life Insurance Company Limited | 1.83% |
| ICICI Lombard General Insurance Company Limited | 0.83% |
| Name | % of Net Assets |
|---|---|
| Sharda Cropchem Limited | 1.08% |
| Coromandel International Limited | 0.77% |
| Name | % of Net Assets |
|---|---|
| Aptus Value Housing Finance India Limited | 0.68% |
| Manappuram Finance Limited | 0.66% |
| Name | % of Net Assets |
|---|---|
| ITC Limited | 1.26% |
| Name | % of Net Assets |
|---|---|
| Eureka Forbes Limited | 1.09% |
| Name | % of Net Assets |
|---|---|
| Hero MotoCorp Limited | 1.06% |
| Name | % of Net Assets |
|---|---|
| Power Grid Corporation of India Limited | 1.02% |
| Name | % of Net Assets |
|---|---|
| Oil & Natural Gas Corporation Limited | 0.26% |
| Name | % of Net Assets |
|---|---|
| Teamlease Services Limited | 0.18% |
Debt holdings for Regular Savings Fund
| Name | % of Net Assets |
|---|---|
| Indian Railway Finance Corporation Limited** | 8.10% |
| Power Grid Corporation of India Limited** | 5.39% |
| National Housing Bank** | 5.13% |
| Power Finance Corporation Limited** | 5.12% |
| REC Limited** | 5.08% |
| Indian Oil Corporation Limited** | 5.02% |
| Power Finance Corporation Limited** | 3.67% |
| Hindustan Petroleum Corporation Limited** | 3.47% |
| Export-Import Bank of India** | 2.64% |
| Housing Development Finance Corporation Limited** | 2.60% |
| Housing Development Finance Corporation Limited** | 2.57% |
| Export-Import Bank of India** | 2.51% |
| NTPC Limited** | 1.14% |
68.4% of Debt instruments
| Name | % of Net Assets |
|---|---|
| 7.32% GOI 2024 | 7.53% |
| 6.18% GOI 2024 | 4.98% |
| 5.63% GOI 2026 | 4.83% |
| 7.59% GOI 2026 | 2.54% |
| 7.83% Gujarat SDL 2026 | 0.15% |
26.1% of Debt instruments
| Name | % of Net Assets |
|---|---|
| Bank of Baroda** | 2.33% |
3% of Debt instruments
| Name | % of Net Assets |
|---|---|
| TREPS / Reverse Repo Investments / Corporate Debt Repo | 1.92% |
2.5% of Debt instruments
