DSP MIP Fund - Debt Oriented Hybrid Fund

This scheme		CRISIL Hybr…	CRISIL 1 Ye…	Gold	PPF
NA	vs	NA	NA	NA	NA
NA	vs	NA	NA	NA	NA

	This scheme	CRISIL Hybr… ^#	CRISIL 1 Ye… ^#	Gold	PPF
# Returns do not reflect any dividend distribution

	1 Year	3 Years	5 Years	10 Years
# Rolling returns have been calculated based on returns from regular plan growth option.

Comparative performance of DSP Regular Savings Fund as of
	DSP Regular Savings Fun…	CRISIL Hybr… ^{^}	CRISIL 1 Ye… ^#
Date of allotment: Jan 01, 2013. Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan. Since inception returns have been calculated from the date of allotment till June 28, 2013 See all funds managed by Vikram Chopra » See all funds managed by Gopal Agrawal » See all funds managed by Jay Kothari » Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments ^ Scheme Benchmark # Standard Benchmark

Top 5 instruments by holding
Name	% of Net Assets
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED	12.74%
HINDUSTAN PETROLEUM CORPORATION LIMITED	8.64%
STATE BANK OF INDIA	6.93%
NATIONAL HIGHWAYS AUTHORITY OF INDIA	6.84%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	6.47%
See detailed debt holdings »

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Vikram Chopra

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

All Funds managed by Vikram Chopra
Sr. No.	Period	1 Year		3 Years		5 Years
Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Gopal Agrawal

Gopal joined DSP Investment Managers in July 2018 as Head of Macro Strategy & Senior Fund Manager in Equity Investment Team. Gopal has over 20 years' of experience. Prior to joining DSP, Gopal was the Chief Investment Officer at Tata Mutual Fund. Prior to that he nearly spent a decade at Mirae Asset Mutual Fund where he was the overall CIO and strategist, responsible for building the Investment team from the start. Before that Gopal worked with SBI Mutual Fund as fund manager, managing some of its marquee funds. He has extensive experience in sectors like Oil & Gas, Petrochemicals, Capital Goods, Power, Metals, Shipping, Chemicals & Fertilizers and Engineering.

All Funds managed by Gopal Agrawal
Sr. No.	Period	1 Year		3 Years		5 Years
Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Jay Kothari

Jay Kothari, Vice President & Product Strategist -Jay has been with DSP Investment Managers since May 2005, and has been with the Investment function since January 2011. Jay joined the firm as a member of the Sales team (Banking) in May 2005. Prior to joining DSPIM, Jay worked for Standard Chartered Bank for a year in the Priority Banking division. Jay completed his Bachelor of Management Studies (Finance & International Finance) from Mumbai University, followed by an MBA in Finance from Mumbai University.
Jay is currently the Dedicated Fund Manager for overseas investments for the following schemes of DSP Mutual Fund.

All Funds managed by Jay Kothari
Sr. No.	Period	1 Year		3 Years		5 Years
Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Asset Allocation for Regular Savings Fund

Debt & Money Market Securities 75% - 90%
Equity & equity related instruments 10% - 25%
Units of REITs & InvITs 0% - 10%

Equity holdings for Regular Savings Fund

Finance
5.07%

Name	% of Net Assets
BAJAJ FINANCE LIMITED	2.98%
ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED	0.95%
HDFC LIFE INSURANCE COMPANY LIMITED	0.42%
SATIN CREDITCARE NETWORK LIMITED	0.38%
L&T FINANCE HOLDINGS LIMITED	0.34%

19.9% of Equity and equity related securities

Banks
4.58%

Name	% of Net Assets
HDFC BANK LIMITED	2.98%
KOTAK MAHINDRA BANK LIMITED	0.73%
AU SMALL FINANCE BANK LIMITED	0.52%
INDUSIND BANK LIMITED	0.35%

18% of Equity and equity related securities

Consumer Durables
3.6%

Name	% of Net Assets
BLUE STAR LIMITED	1.66%
VOLTAS LIMITED	0.83%
V-GUARD INDUSTRIES LIMITED	0.76%
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED	0.35%

14.2% of Equity and equity related securities

Pharmaceuticals
2.2%

Name	% of Net Assets
IPCA LABORATORIES LIMITED	1.05%
ERIS LIFESCIENCES LIMITED	0.65%
SUN PHARMACEUTICAL INDUSTRIES LIMITED	0.5%

8.7% of Equity and equity related securities

Gas
1.46%

Name	% of Net Assets
GAIL (INDIA) LIMITED	0.91%
GUJARAT STATE PETRONET LIMITED	0.55%

5.7% of Equity and equity related securities

Consumer Non Durables
1.44%

Name	% of Net Assets
NESTLE INDIA LIMITED	0.57%
BRITANNIA INDUSTRIES LIMITED	0.48%
HATSUN AGRO PRODUCT LIMITED	0.36%
HATSUN AGRO PRODUCT LIMITED	0.03%

5.7% of Equity and equity related securities

Auto Ancillaries
1.43%

Name	% of Net Assets
BALKRISHNA INDUSTRIES LIMITED	0.51%
MINDA INDUSTRIES LIMITED	0.5%
MOTHERSON SUMI SYSTEMS LIMITED	0.42%

5.6% of Equity and equity related securities

Petroleum Products
1.32%

Name	% of Net Assets
BHARAT PETROLEUM CORPORATION LIMITED	0.64%
HINDUSTAN PETROLEUM CORPORATION LIMITED	0.39%
CASTROL INDIA LIMITED	0.29%

5.2% of Equity and equity related securities

Media & Entertainment
0.66%

Name	% of Net Assets
SUN TV NETWORK LIMITED	0.39%
MUSIC BROADCAST LIMITED	0.27%

2.6% of Equity and equity related securities

Power
0.65%

Name	% of Net Assets
NTPC LIMITED	0.65%

2.6% of Equity and equity related securities

Industrial Products
0.56%

Name	% of Net Assets
CUMMINS INDIA LIMITED	0.4%
WIM PLAST LTD.	0.16%

2.2% of Equity and equity related securities

Cement
0.45%

Name	% of Net Assets
SHREE CEMENT LIMITED	0.45%

1.8% of Equity and equity related securities

Construction Project
0.43%

Name	% of Net Assets
LARSEN & TOUBRO LIMITED	0.43%

1.7% of Equity and equity related securities

Industrial Capital Goods
0.41%

Name	% of Net Assets
BHARAT ELECTRONICS LIMITED	0.41%

1.6% of Equity and equity related securities

Auto
0.33%

Name	% of Net Assets
ASHOK LEYLAND LIMITED	0.33%

1.3% of Equity and equity related securities

Services
0.23%

Name	% of Net Assets
QUESS CORP LIMITED	0.23%

0.9% of Equity and equity related securities

Ferrous Metals
0.23%

Name	% of Net Assets
TATA STEEL LIMITED	0.22%
TATA STEEL LIMITED - PARTLY PAID SHARES	*

0.9% of Equity and equity related securities

* - Less than 0.01%

Oil
0.22%

Name	% of Net Assets
OIL & NATURAL GAS CORPORATION LIMITED	0.22%

0.9% of Equity and equity related securities

Non - Ferrous Metals
0.12%

Name	% of Net Assets
VEDANTA LIMITED	0.12%

0.5% of Equity and equity related securities

Software
0.02%

Name	% of Net Assets
CESC VENTURES LIMITED	0.02%

0.1% of Equity and equity related securities

Retailing
0.01%

Name	% of Net Assets
SPENCERS RETAIL LIMITED	*

0% of Equity and equity related securities

* - Less than 0.01%

Debt holdings for Regular Savings Fund

Bonds & NCDs73.35%

Name	Rating	% of Net Assets
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED	CRISIL AA	12.74%
HINDUSTAN PETROLEUM CORPORATION LIMITED	CRISIL AAA	8.64%
STATE BANK OF INDIA	CRISIL AA+	6.93%
NATIONAL HIGHWAYS AUTHORITY OF INDIA	CRISIL AAA	6.84%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL AAA	6.47%
REC LIMITED	CRISIL AAA	4.59%
POWER GRID CORPORATION OF INDIA LIMITED	CRISIL AAA	4.44%
EAST-NORTH INTERCONNECTION COMPANY LIMITED	CRISIL AAA	4.31%
POWER GRID CORPORATION OF INDIA LIMITED	CRISIL AAA	4.02%
GAIL (INDIA) LIMITED	CARE AAA	2.31%
POWER FINANCE CORPORATION LIMITED	CRISIL AAA	2.29%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	CARE AAA	2.18%
REC LIMITED	CRISIL AAA	2.13%
EXPORT-IMPORT BANK OF INDIA	CRISIL AAA	2.13%
REC LIMITED	CRISIL AAA	1.8%
NTPC LIMITED	CRISIL AAA	1.02%
REC LIMITED	CRISIL AAA	0.51%

98% of Debt instruments

TREPS1.47%

Name	Rating	% of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO	--	1.47%

2% of Debt instruments

DSP Regular Savings Fund presentation

×

The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
There is no assurance that the investment objective of the Scheme will be realized

For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
Returns for investments in dividend plans of schemes are calculated after assuming that the net dividend payouts post statutory taxes & levies, are re-invested back in the scheme.
Dividends declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's dividend plans.
Performance is always compared against the latest benchmark of the scheme irrespective of the date of change of scheme's benchmark, if any.
Except when SIP tenure is since inception, for all tenures, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
Investment in gold has a strong global market demand and gold is highly liquid asset.
PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.
The comparison with PPF (and other traditional saving instruments/assets) has been given for the purpose of the general information only. Investments in mutual funds should not be construed as a promise, guarantee on or a forecast of any minimum returns. Unlike traditional saving instruments there is no capital protection guarantee or assurance of any return in mutual fund investment. Traditional savings instruments are comparatively low risk products and are generally backed by the Government. Investment in mutual funds carries high risk as compared to the traditional saving instruments and any investment decision needs to be taken only after consulting the Tax Consultant or Financial Advisor.

DSP Regular Savings Fund
Plan type

Risk:

Age:

AUM:

Horizon:

Goal:

Benchmark:

Performance

Vikram Chopra

Gopal Agrawal

Jay Kothari

Historical Returns

Portfolio as of Dec 31, 2019

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Performance

Historical Returns

Portfolio as of Dec 31, 2019

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Vikram Chopra

Gopal Agrawal

Jay Kothari

Asset Allocation for Regular Savings Fund

Equity holdings for Regular Savings Fund

Finance 5.07%

Banks 4.58%

Consumer Durables 3.6%

Pharmaceuticals 2.2%

Gas 1.46%

Consumer Non Durables 1.44%

Auto Ancillaries 1.43%

Petroleum Products 1.32%

Media & Entertainment 0.66%

Power 0.65%

Industrial Products 0.56%

Cement 0.45%

Construction Project 0.43%

Industrial Capital Goods 0.41%

Auto 0.33%

Services 0.23%

Ferrous Metals 0.23%

Oil 0.22%

Non - Ferrous Metals 0.12%

Software 0.02%

Retailing 0.01%

Debt holdings for Regular Savings Fund

Bonds & NCDs73.35%

TREPS1.47%

DSP Regular Savings Fund presentation

Mobile Number

Email Address

Finance
5.07%

Banks
4.58%

Consumer Durables
3.6%

Pharmaceuticals
2.2%

Gas
1.46%

Consumer Non Durables
1.44%

Auto Ancillaries
1.43%

Petroleum Products
1.32%

Media & Entertainment
0.66%

Power
0.65%

Industrial Products
0.56%

Cement
0.45%

Construction Project
0.43%

Industrial Capital Goods
0.41%

Auto
0.33%

Services
0.23%

Ferrous Metals
0.23%

Oil
0.22%

Non - Ferrous Metals
0.12%

Software
0.02%

Retailing
0.01%