DSP Regular Savings Fund

CAGR since inception
Scheme Type:
  • Risk:

    Moderately High Risk
  • Age:

    5 years 9 months since Jan 01, 2013
  • AUM:

    Rs. 350.39 crores as of Sep 30, 2018
  • Horizon:

    Medium-term Horizon
  • Goal:

    Capital Growth & Income
  • Benchmark:

    CRISIL Hybrid 85+15 - Conservativ
Scheme features

Performance

Cumulative returns

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Returns calculator

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Returns summary

Rolling returns

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Historical Returns

Dividend History

In SEBI format

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Portfolio as of Sep 30, 2018

Equity

Market capitalization

No data to display

Sector allocation

No data to display
Top 5 stocks by holding
Name % of Net Assets
HDFC BANK LIMITED 2.21%
BAJAJ FINANCE LIMITED 1.42%
GAIL (INDIA) LIMITED 1.25%
BLUE STAR LIMITED 0.97%
INDUSIND BANK LIMITED 0.96%
See detailed equity holdings »

Debt & debt instruments

Credit rating profile

Instrument break-up

Top 5 instruments by holding
Name % of Net Assets
CBLO / REVERSE REPO INVESTMENTS 8.93%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED 7.75%
STATE BANK OF INDIA 5.86%
LIC HOUSING FINANCE LIMITED 5.78%
TATA SONS LIMITED 5.56%
See detailed debt holdings »

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To proceed, we need to first verify your KYC status.

E.g. 01/01/1980
If you are investing as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
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Enter the details to proceed with Instant Redemption:

E.g. 01/01/1980
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This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.


Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.


Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

Vikram Chopra

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

All Funds managed by Vikram Chopra
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Gopal Agrawal

Gopal joined DSP Investment Managers in July 2018 as Head of Macro Strategy & Senior Fund Manager in Equity Investment Team. Gopal has over 20 years' of experience. Prior to joining DSP, Gopal was the Chief Investment Officer at Tata Mutual Fund. Prior to that he nearly spent a decade at Mirae Asset Mutual Fund where he was the overall CIO and strategist, responsible for building the Investment team from the start. Before that Gopal worked with SBI Mutual Fund as fund manager, managing some of its marquee funds. He has extensive experience in sectors like Oil & Gas, Petrochemicals, Capital Goods, Power, Metals, Shipping, Chemicals & Fertilizers and Engineering.

All Funds managed by Gopal Agrawal
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Jay Kothari

Jay Kothari, Vice President & Product Strategist -Jay has been with DSP Investment Managers since May 2005, and has been with the Investment function since January 2011. Jay joined the firm as a member of the Sales team (Banking) in May 2005. Prior to joining DSPIM, Jay worked for Standard Chartered Bank for a year in the Priority Banking division. Jay completed his Bachelor of Management Studies (Finance & International Finance) from Mumbai University, followed by an MBA in Finance from Mumbai University.

Jay is currently the Dedicated Fund Manager for overseas investments for the following schemes of DSP Mutual Fund.

All Funds managed by Jay Kothari
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Asset Allocation for Regular Savings Fund

*Debt securities may include securitized debts upto 50% of the net assets.

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Equity holdings for Regular Savings Fund

BANKS
5.53%

Name Quantity Market value (in lakhs) % of Net Assets
HDFC BANK LIMITED 38,625 774.84 2.21%
INDUSIND BANK LIMITED 19,943 337.05 0.96%
BANDHAN BANK LIMITED 57,953 327.58 0.93%
AU SMALL FINANCE BANK LIMITED 43,111 247.59 0.71%
KOTAK MAHINDRA BANK LIMITED 16,959 193.60 0.55%
RBL BANK LIMITED 11,326 57.98 0.17%
22.9% of Equity and equity related securities

FINANCE
2.95%

Name Quantity Market value (in lakhs) % of Net Assets
BAJAJ FINANCE LIMITED 22,926 497.04 1.42%
ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED 29,338 237.15 0.68%
L&T FINANCE HOLDINGS LIMITED 83,222 107.86 0.31%
SATIN CREDITCARE NETWORK LIMITED 38,232 108.52 0.31%
HDFC STANDARD LIFE INSURANCE COMPANY LIMITED 15,856 62.09 0.18%
ICICI SECURITIES LIMITED 5,521 15.96 0.05%
12.2% of Equity and equity related securities

PETROLEUM PRODUCTS
2.01%

Name Quantity Market value (in lakhs) % of Net Assets
BHARAT PETROLEUM CORPORATION LIMITED 79,563 297.68 0.85%
HINDUSTAN PETROLEUM CORPORATION LIMITED 108,172 272.00 0.78%
CASTROL INDIA LIMITED 93,230 133.18 0.38%
8.3% of Equity and equity related securities

PHARMACEUTICALS
1.89%

Name Quantity Market value (in lakhs) % of Net Assets
ERIS LIFESCIENCES LIMITED 43,003 313.88 0.9%
IPCA LABORATORIES LIMITED 26,024 176.82 0.5%
SUN PHARMACEUTICAL INDUSTRIES LIMITED 27,565 171.80 0.49%
7.8% of Equity and equity related securities

GAS
1.55%

Name Quantity Market value (in lakhs) % of Net Assets
GAIL (INDIA) LIMITED 115,528 437.85 1.25%
GUJARAT STATE PETRONET LIMITED 59,296 103.44 0.3%
6.4% of Equity and equity related securities

CONSUMER DURABLES
1.45%

Name Quantity Market value (in lakhs) % of Net Assets
BLUE STAR LIMITED 59,511 338.14 0.97%
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED 74,826 167.54 0.48%
6% of Equity and equity related securities

CONSTRUCTION PROJECT
1.17%

Name Quantity Market value (in lakhs) % of Net Assets
VOLTAS LIMITED 58,339 310.48 0.89%
LARSEN & TOUBRO LIMITED 7,833 99.64 0.28%
4.8% of Equity and equity related securities

AUTO ANCILLARIES
1.09%

Name Quantity Market value (in lakhs) % of Net Assets
BALKRISHNA INDUSTRIES LIMITED 14,116 143.78 0.41%
MOTHERSON SUMI SYSTEMS LIMITED 45,781 117.57 0.34%
MINDA INDUSTRIES LIMITED 33,773 119.29 0.34%
4.5% of Equity and equity related securities

MEDIA & ENTERTAINMENT
1.05%

Name Quantity Market value (in lakhs) % of Net Assets
MUSIC BROADCAST LIMITED 66,466 208.24 0.59%
SUN TV NETWORK LIMITED 26,122 160.45 0.46%
4.4% of Equity and equity related securities

INDUSTRIAL CAPITAL GOODS
1.04%

Name Quantity Market value (in lakhs) % of Net Assets
V-GUARD INDUSTRIES LIMITED 160,261 282.46 0.81%
BHARAT ELECTRONICS LIMITED 98,219 78.87 0.23%
4.3% of Equity and equity related securities

CONSUMER NON DURABLES
0.94%

Name Quantity Market value (in lakhs) % of Net Assets
BRITANNIA INDUSTRIES LIMITED 3,782 220.24 0.63%
HATSUN AGRO PRODUCT LIMITED 14,459 102.29 0.29%
HATSUN AGRO PRODUCT LIMITED - PARTLY PAID SHARES 1,084 5.85 0.02%
3.9% of Equity and equity related securities

COMMERCIAL SERVICES
0.69%

Name Quantity Market value (in lakhs) % of Net Assets
QUESS CORP LIMITED 27,303 242.61 0.69%
2.9% of Equity and equity related securities

POWER
0.69%

Name Quantity Market value (in lakhs) % of Net Assets
NTPC LIMITED 108,611 181.22 0.52%
CESC LIMITED 7,190 59.02 0.17%
2.9% of Equity and equity related securities

AUTO
0.66%

Name Quantity Market value (in lakhs) % of Net Assets
ASHOK LEYLAND LIMITED 193,739 230.74 0.66%
2.7% of Equity and equity related securities

INDUSTRIAL PRODUCTS
0.58%

Name Quantity Market value (in lakhs) % of Net Assets
CUMMINS INDIA LIMITED 17,298 116.43 0.33%
WIM PLAST LTD. 10,494 86.59 0.25%
2.4% of Equity and equity related securities

CEMENT
0.32%

Name Quantity Market value (in lakhs) % of Net Assets
SHREE CEMENT LIMITED 654 110.48 0.32%
1.3% of Equity and equity related securities

OIL
0.21%

Name Quantity Market value (in lakhs) % of Net Assets
OIL & NATURAL GAS CORPORATION LIMITED 42,057 74.53 0.21%
0.9% of Equity and equity related securities

FERROUS METALS
0.19%

Name Quantity Market value (in lakhs) % of Net Assets
TATA STEEL LIMITED 11,105 64.55 0.18%
TATA STEEL LIMITED - PARTLY PAID SHARES 2,232 3.04 0.01%
0.8% of Equity and equity related securities

NON - FERROUS METALS
0.12%

Name Quantity Market value (in lakhs) % of Net Assets
VEDANTA LIMITED 18,521 43.02 0.12%
0.5% of Equity and equity related securities
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Debt holdings for Regular Savings Fund

Bonds & NCDs67.26%

Name Rating Quantity Market value (in lakhs) % of Net Assets
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 24 2,715.99 7.75%
STATE BANK OF INDIA CRISIL AA+ 210 2,053.72 5.86%
LIC HOUSING FINANCE LIMITED CRISIL AAA 200 2,025.55 5.78%
TATA SONS LIMITED CRISIL AAA 200 1,949.27 5.56%
RURAL ELECTRIFICATION CORPORATION LIMITED CRISIL AAA 170 1,800.08 5.14%
SBI CARDS & PAYMENT SERVICES PRIVATE LIMITED CRISIL AAA 150 1,582.75 4.52%
TATA MOTORS LIMITED CARE AA+ 150 1,540.45 4.4%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 100 1,035.80 2.96%
AXIS BANK LIMITED CRISIL AA+ 100 1,030.17 2.94%
BHARTI AIRTEL LIMITED CRISIL AA+ 100 1,010.38 2.88%
NTPC LIMITED CRISIL AAA 100 987.80 2.82%
EAST-NORTH INTERCONNECTION COMPANY LIMITED CRISIL AAA(SO) 100 984.41 2.81%
AXIS BANK LIMITED CRISIL AA+ 100 977.95 2.79%
PNB HOUSING FINANCE LIMITED CARE AAA 100 975.14 2.78%
IL&FS TRANSPORTATION NETWORKS LIMITED CARE BB 280 877.78 2.51%
TATA MOTORS LIMITED CARE AA+ 80 775.95 2.21%
GAIL (INDIA) LIMITED CARE AAA 50 513.28 1.46%
HDFC BANK LIMITED IND AA+ 50 509.30 1.45%
NTPC LIMITED CRISIL AAA 1,736,927 223.30 0.64%
88.3% of Debt instruments

CBLO8.93%

Name Rating Quantity Market value (in lakhs) % of Net Assets
CBLO / REVERSE REPO INVESTMENTS -- -- 3,129.03 8.93%
11.7% of Debt instruments
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DSP Regular Savings Fund presentation

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The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.

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