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DSP Equity & Bond Fund

DSP Equity & Bond Fund

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Benchmark: CRISIL Hybrid 35+65 - Aggressive info icon

2.75 lakh people have invested in this fund

View performance details

Return:

This fund

18.00%

CRISIL Hybrid 35+65 - Aggressive

14.30%

NIFTY 50 TRI

14.15%

Invested

Earning

This fund

18.00%

CRISIL Hybrid 35+65 - Aggressive

14.30%

NIFTY 50 TRI

14.15%

team 2.75 lakh people have invested in this fund as of

This is a Hybrid, Aggressive Hybrid fund with CRISIL Hybrid 35+65 - Aggressive Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Total AUM

7,509.17 crores as of Sep 30, 2022

Age of Fund

9 years 9 months since Jan 01, 2013

Expense Ratio

0.77% as of Oct 04, 2022

Exit Load

NIL If the units re

Ideal holding period

5 Years+

Holdings

  as of Sep 30, 2022

HDFC Bank Limited

7.44%

ICICI Bank Limited

5.34%

Bajaj Finance Limited

4.54%

Infosys Limited

3.25%

Avenue Supermarts Limited

3.18%

Maruti Suzuki India Limited

2.60%

Axis Bank Limited

2.21%

Large Cap

62.40%

Mid Cap

27.90%

Small Cap

9.60%

Uncategorized

0.00%

Banks

21.90%

Finance

12.50%

It - Software

10.00%

Industrial Products

6.40%

Consumer Durables

6.20%

Rolling Returns

Bars show distribution of returns in given range for selected time period.

View performance details

Things to know before you invest

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  1. DSP Equity & Bond fund invests in a good mix of equity & debt instruments, trying to deliver equity-like returns with a slightly lower risk profile.
  2. The larger equity component (65%+) aims to help build wealth, while the debt allocation (<35%) aims to reduce the impact of market fluctuations.
  3. The equity portion is well diversified across multiple sectors & different-sized companies while the debt portion is mostly in highly rated debt instruments with shorter term maturity profiles.
  4. Among DSP's oldest hybrid funds with a 22 +year track record.
  1. Experts suggest this is the simplest way to get the benefit of asset allocation with a balance of growth & stability orientation.
  2. Offers the potential to grow your wealth over the long-term.Potential capital preservation during falling markets due to the debt allocation.
  3. Potential capital preservation during falling markets due to the debt allocation.
  4. Slightly lower impact of market fluctuations compared to pure equity funds.
  5. Can help you beat the impact of rising prices over the long-term.
  6. Can be a suitable choice for your core portfolio.
  1. Consider this fund if you
    • Want to invest in the equity markets but don't know how to begin.
    • Have the patience & mental resilience to remain invested for a decade or more.
    • Recognize market falls as good opportunities to invest even more.
    • Accept that equity investing means exposure to risk.
    • Do not chase the highest possible returns at all times.
  1. Equity & Bond Fund carries Very High Risk.
  2. Expect short term return fluctuations, esp. during periods of market ups & downs.
  3. The debt allocation in the portfolio does not remove risks altogether, it aims to reduce it.

Fund managers:

Atul Bhole

Atul Bhole

Managing this fund since June 2016 as a Co-Fund Manager.
Managing this fund since June 2016 as a Co-Fund Manager.

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Dhaval Gada

Dhaval Gada

Managing this fund since September 2022.
Managing this fund since September 2022.

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Vikram Chopra

Vikram Chopra

Managing this fund since July 2016.
Managing this fund since July 2016.

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Portfolio

Prescribed asset allocation: 65% - 75% Equity Securities , 25% - 35% *Debt and Money Market Securities

Current Allocation as of Sep 30, 2022

Top holdings

HDFC Bank Limited

7.44%

ICICI Bank Limited

5.34%

Bajaj Finance Limited

4.54%

Infosys Limited

3.25%

Avenue Supermarts Limited

3.18%

Allocation by Market Cap

Large Cap

62.40%

Mid Cap

27.90%

Small Cap

9.60%

Uncategorized

0.00%

Top Sectors

Banks

16.39%

Finance

9.37%

It - Software

7.47%

Industrial Products

4.81%

Consumer Durables

4.66%

Top holdings

7.59% GOI 2026

3.76%

TREPS / Reverse Repo Investments / Corporate Debt Repo

2.33%

5.15% GOI 2025

2.25%

7.16% GOI 2023

2.06%

Indian Railway Finance Corporation Limited**

1.82%

Cash & cash equivalents

-0.50%

Credit rating profile

SOV

44.90%

CRISIL AAA

16.80%

IND A1+

12.10%

CRISIL A1+

9.30%

Cash & Equivalent

9.00%

Instrument break-up

Government Securities (Central/State)

44.10%

Bonds & NCDs

24.50%

Money market instruments

22.40%

TREPS

9.10%


Indicators

Yield to Maturity

6.66 %

Modified Duration

1.56 Years

Portfolio Macaulay Duration

1.63 Years

Average Maturity

1.77 Years

Portfolio turnover ratio

1.16 last 12 months

Standard Deviation

17.63 %

Sharpe Ratio

0.58

Beta

1.16

R-Squared

91.46 %

Compare Performance

Performance highlights over last

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  • Historical Returns (As per SEBI format)with investment of10,000

This fund CRISIL Hybrid 35+65 - Aggressi ^ NIFTY 50 TRI #
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

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Invested as

Invested Amount

Invested since

This fund

Vs

CRISIL Hybrid 35+65 -

NIFTY 50 TRI

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: Jan 01, 2013.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Standard Benchmark

Fund Details

Fund Details

Investment Objective

The primary investment objective of the Scheme is to seek to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities)
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Hybrid
Aggressive Hybrid

An open ended hybrid scheme investing predominantly in equity and equity related instruments

Riskometer

Level of Risk in the fund

View details
Investors understand that their
principal will be at Very High Risk

Minimum Investment

Rs.  500 Lumpsum
Rs.  500 SIP– 12 instalments
Rs.  500 Minimum Additional Purchase

team 2.75 lakh peoplehave invested in this fund as of