DSP Equity & Bond Fund

This is a Hybrid, Aggressive Hybrid fund with CRISIL Hybrid 35+65 - Aggressive Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Total AUM

₹7,137.68 crores as of May 31, 2022

Age of Fund

9 years 5 months since Jan 01, 2013

Expense Ratio

0.81% as of Jun 24, 2022

Exit Load

NIL If the units re…

Ideal holding period

Long-term Horizon

Holdings

as of May 31, 2022

ICICI Bank Limited

6.89%

HDFC Bank Limited

4.96%

Infosys Limited

3.63%

Bajaj Finance Limited

3.30%

Avenue Supermarts Limited

2.93%

Axis Bank Limited

2.32%

Bajaj Finserv Limited

2.22%

See all 56 holdings

Rolling Returns

Bars show distribution of returns in given range for selected time period.

View performance details

Things to know before you invest

This fund invests in a good mix of equity & debt instruments, trying to deliver equity-like returns with a slightly lower risk profile.
The larger equity component (65%+) aims to help build wealth, while the debt allocation (<35%) aims to reduce the impact of market fluctuations.
The equity portion is well diversified across multiple sectors & different-sized companies while the debt portion is mostly in highly rated debt instruments with shorter term maturity profiles.
Among DSP's oldest hybrid funds with a 22 year+ track record.

Experts suggest this is the simplest way to get the benefit of asset allocation with a balance of growth & stability orientation.
Offers the potential to grow your wealth over the long-term.Potential capital preservation during falling markets due to the debt allocation.
Potential capital preservation during falling markets due to the debt allocation.
Slightly lower impact of market fluctuations compared to pure equity funds.
Can help you beat the impact of rising prices over the long-term.
Can be a suitable choice for your core portfolio.

Consider this fund if you
- Want to invest in the equity markets but don't know how to begin.
- Have the patience & mental resilience to remain invested for a decade or more.
- Recognize market falls as good opportunities to invest even more.
- Accept that equity investing means exposure to risk.
- Do not chase the highest possible returns at all times.

This fund carries Very High Risk.
Expect short term return fluctuations, esp. during periods of market ups & downs.
The debt allocation in the portfolio does not remove risks altogether, it aims to reduce it.

Fund managers:

Atul Bhole

Managing this fund since June 2016 as a Co-Fund Manager.

See funds managed by him

Managing this fund since June 2016 as a Co-Fund Manager.

See funds managed by him

Abhishek Ghosh

Managing this fund since January 2021.

See funds managed by him

Managing this fund since January 2021.

See funds managed by him

Vikram Chopra

Managing this fund since July 2016.

See funds managed by him

Managing this fund since July 2016.

See funds managed by him

Atul R Bhole has over 10 Years of experience and joined DSP Investment Managers in May 2016 as Vice President-Investments.
Atul previously worked with Tata Asset Management Ltd from Feb-07 till April-16 in the investment function. He worked as fund manager from April'11 onwards managing Tata Balanced Fund, Tata Midcap Growth Fund, Tata Equity P/E Fund along with few other funds. For the initial 4 years with Tata AMC, he worked as Equity Research Analyst covering IT, Telecom and BFSI sectors.
From Nov-06 to Feb-07, he worked with JP Morgan Services (India) Pvt. Ltd. as Equity Research Analyst assisting track telecom companies In APac region. Before that from Jun-05 to Oct-06, he was with State Bank of India in the Treasury Dept working as an equity research analyst.
Atul is a Chartered Accountant and has done MMS (Finance) from JBIMS, Mumbai and B.Com. from Mumbai University.

Sr. No.	Period	1 Year	3 Years	5 Years
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Period

1 Year

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Abhishek has a total work experience of 14 years.
Abhishek has joined DSP investment managers in September 2018 as Assistant Vice President in equity team. His prior experience includes working in Motilal Oswal, Idfc Securities, BNP Paribas, B&K securities and Edelweiss Financial Services.
He has done MBA in finance and holds a Bachelor degree in Electronics Engineering.

Sr. No.	Period	1 Year	3 Years	5 Years
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Period

1 Year

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

Sr. No.	Period	1 Year	3 Years	5 Years
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Period

1 Year

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Portfolio

Prescribed asset allocation: 65% - 75% Equity Securities , 25% - 35% *Debt and Money Market Securities

Current Allocation as of May 31, 2022

Equity 74.41%
Debt / cash 25.81%

Equity
Debt / Cash

Top holdings

ICICI Bank Limited

6.89%

HDFC Bank Limited

4.96%

Infosys Limited

3.63%

Bajaj Finance Limited

3.30%

Avenue Supermarts Limited

2.93%

Allocation by Market Cap

Large Cap

61.00%

Mid Cap

28.20%

Small Cap

10.40%

Uncategorized

0.10%

Top Sectors

Banks

14.17%

It - Software

8.51%

Finance

8.16%

Industrial Products

6.38%

Auto Components

4.62%

See all 56 holdings

Top holdings

7.59% GOI 11012026

4.03%

TREPS / Reverse Repo Investments / Corporate Debt Repo

3.80%

5.15% GOI 09112025

2.33%

5.63% GOI 12042026

2.29%

7.16% GOI 20052023

2.13%

Cash & cash equivalents

-0.22%

Credit rating profile

SOV

51.10%

CRISIL AAA

17.90%

Cash & Equivalent

14.70%

IND A1+

5.40%

ICRA AAA

4.70%

Instrument break-up

Government Securities (Central/State)

51.30%

Bonds & NCDs

26.10%

TREPS

14.70%

Money market instruments

7.90%

See all 28 holdings

Indicators

Yield to Maturity

6.44 %

Modified Duration

1.85 Years

Portfolio Macaulay Duration

1.93 Years

Average Maturity

2.13 Years

Portfolio turnover ratio

1.14 last 12 months

Standard Deviation

16.87 %

Sharpe Ratio

0.44

Beta

1.14

R-Squared

91.29 %

Compare Performance

Performance highlights over last

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investment

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Annual returns

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Good Returns

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vs Fixed Deposit

vs Category

vs Benchmark

Historical Returns (As per SEBI format)with investment of₹10,000

	This fund		CRISIL Hybrid 35+65 - … ^{^}		NIFTY 50 TRI ^#
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

CRISIL Hybrid 35+65 - …

NIFTY 50 TRI

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested as

Invested Amount

₹

Invested period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Date of allotment: Jan 01, 2013.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Standard Benchmark

Scheme disclaimers

Fund Details

Investment Objective

The primary investment objective of the Scheme is to seek to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities)
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Hybrid

Aggressive Hybrid

An open ended hybrid scheme investing predominantly in equity and equity related instruments

Riskometer

Level of Risk in the fund

View details

Investors understand that their
principal will be at Very High Risk

Minimum Investment

Rs. 500 Lumpsum
Rs. 500 SIP– 12 instalments
Rs. 500 Minimum Additional Purchase

Fund Documents

Fund presentation

KIM and Applications

Name	% of Net Assets
Infosys Limited	3.63%
HCL Technologies Limited	2.17%
Larsen & Toubro Infotech Limited	1.08%
MphasiS Limited	0.88%
Tata Consultancy Services Limited	0.75%
SIP Technologies & Export Limited**	0.00%

Name	% of Net Assets
Bajaj Finance Limited	3.30%
Bajaj Finserv Limited	2.22%
SBI Cards and Payment Services Limited	1.29%
Can Fin Homes Limited	0.85%
Equitas Holdings Limited	0.50%

Name	% of Net Assets
APL Apollo Tubes Limited	1.58%
Supreme Industries Limited	1.12%
Bharat Forge Limited	0.99%
Polycab India Limited	0.92%
KEI Industries Limited	0.71%
AIA Engineering Limited	0.60%
EPL Limited	0.46%

Name	% of Net Assets
Minda Industries Limited	1.45%
Schaeffler India Limited	1.15%
Balkrishna Industries Limited	1.02%
Motherson Sumi Systems Limited	1.00%

Name	% of Net Assets
Maruti Suzuki India Limited	2.09%
Tata Motors Limited	1.92%

DSP Equity & Bond Fund

DSP Equity & Bond Fund

This is a Hybrid, Aggressive Hybrid fund with CRISIL Hybrid 35+65 - Aggressive Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Things to know before you invest

Fund managers:

Portfolio

Compare Performance

Fund Details

Fund Details

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Name	% of Net Assets
Century Plyboards (India) Limited	1.24%
Havells India Limited	0.97%
Asian Paints Limited	0.82%
Dixon Technologies (India) Limited	0.63%

Name	% of Net Assets
Dr. Reddy's Laboratories Limited	1.16%
Alkem Laboratories Limited	0.99%
IPCA Laboratories Limited	0.84%
Divi's Laboratories Limited	0.59%

Name	% of Net Assets
HDFC Life Insurance Company Limited	1.00%
ICICI Lombard General Insurance Company Limited	1.00%
Max Financial Services Limited	0.89%
Life Insurance Corporation of India	0.09%

Name	% of Net Assets
UltraTech Cement Limited	1.73%
JK Cement Limited	0.65%
Dalmia Bharat Limited	0.49%

Name	% of Net Assets
Navin Fluorine International Limited	1.01%
Atul Limited	0.77%
Solar Industries India Limited	0.62%

Name	% of Net Assets
Indian Railway Finance Corporation Limited**	1.88%
Small Industries Development Bank of India**	0.69%
NTPC Limited	0.69%
National Bank for Agriculture and Rural Development**	0.62%
Green Infra Wind Energy Limited**	0.59%
NTPC Limited	0.42%
National Bank for Agriculture and Rural Development**	0.35%
National Housing Bank**	0.35%
National Bank for Agriculture and Rural Development**	0.34%
Power Finance Corporation Limited**	0.22%
Oil & Natural Gas Corporation Limited**	0.21%
Sundaram Home Finance Limited**	0.21%
Power Grid Corporation of India Limited**	0.07%
Power Grid Corporation of India Limited**	0.06%
Hindustan Petroleum Corporation Limited**	0.04%

Name	% of Net Assets
HDFC Bank Limited**	1.36%
Small Industries Development Bank of India**	0.67%

Email ID	ABH************[email protected]
Mobile no.	******6665

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DSP Equity & Bond Fund

DSP Equity & Bond Fund Regular - Growth Regular - IDCW Regular - Quarterly IDCW Direct - Growth Direct - IDCW Direct - Quarterly IDCW

This is a Hybrid, Aggressive Hybrid fund with CRISIL Hybrid 35+65 - Aggressive Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Things to know before you invest

Fund managers:

Portfolio

Compare Performance

Fund Details

Fund Details

DSP Equity & Bond Fund