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DSP Low Duration Fund

DSP Low Duration Fund

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Benchmark: NIFTY Low Duration Debt Index B- info icon

57.54K people have invested in this fund

View performance details

Return:

This fund

18.00%

NIFTY Low Duration Debt Index B-

14.30%

CRISIL 1 Year T-Bill Index

14.15%

Invested

Earning

This fund

18.00%

NIFTY Low Duration Debt Index B-

14.30%

CRISIL 1 Year T-Bill Index

14.15%

team 57.54K people have invested in this fund as of

This is a Debt Short-term, Low Duration fund with NIFTY Low Duration Debt Index B-I as its benchmark. The risk level for this fund is categorized as Low to Moderate Risk.

Total AUM

3,037.07 crores as of Sep 30, 2022

Age of Fund

7 years 6 months since Mar 10, 2015

Expense Ratio

0.61% as of Oct 04, 2022

Exit Load

Nil  

Ideal holding period

Upto 1 Year

Rolling Returns

Bars show distribution of returns in given range for selected time period

View performance details

Things to know before you invest

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  1. DSP Low Duration fund invests in money market and debt securities with portfolio duration of 6-12 months.
  2. It invests mostly in sovereign (government) bonds, A1+ rated money market securities and high quality AA & above rated debt securities.
  1. Earn potentially higher returns vs. liquid or money market funds over a short time period (6-12 month).
  2. A credible alternative to bank savings accounts or fixed deposits.
  3. Carries low credit (default) risk.
  1. Consider this fund if you
    • Are an experienced investor & know what you're doing.
    • Want to invest your money for the short term, instead of leaving it idle in a bank account.
    • Recognize investing in shorter duration debt securities could mean lower returns but comes with the advantage of lower interest rate risk.
    • Understand the basics of debt investing.
  1. Low Duration Fund carries Moderate Risk.
  2. Even though this is a debt scheme, in rare circumstances, investment losses may be possible.
  3. This is not an equity-oriented fund, so do not expect very high returns.

Fund managers:

Karan Mundhra

Karan Mundhra

Managing this fund since March 2022.
Managing this fund since March 2022.

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Sandeep Yadav

Sandeep Yadav

Managing this fund since March 2022.
Managing this fund since March 2022.

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Portfolio

Prescribed asset allocation: 0% - 100% *Debt and Money Market Securities

Current Allocation as of Sep 30, 2022

Top holdings

No Data to display

Top Sectors

No Data to display

Top holdings

TREPS / Reverse Repo Investments / Corporate Debt Repo

7.73%

HDFC Bank Limited**

5.52%

Canara Bank**

5.42%

Power Finance Corporation Limited

4.75%

ICICI Bank Limited**

4.69%

Cash & cash equivalents

-0.94%

Credit rating profile

CRISIL A1+

28.80%

CRISIL AAA

19.40%

SOV

18.30%

IND A1+

14.90%

Cash & Equivalent

7.60%

Instrument break-up

Money market instruments

52.30%

Bonds & NCDs

23.50%

Government Securities (Central/State)

16.60%

TREPS

7.70%


Indicators

Yield to Maturity

6.34 %

Modified Duration

0.66 Years

Portfolio Macaulay Duration

0.69 Years

Average Maturity

0.79 Years

Compare Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:
MedianCAGR:
Max CAGR:

Good Returns

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Negative Returns

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vs Fixed Deposit

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vs Category

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vs Benchmark

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  • Historical Returns (As per SEBI format)with investment of10,000

This fund NIFTY Low Duration Debt Index ^ CRISIL 1 Year T-Bill I #
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

Chart type

Invested as

Invested Amount

Invested since

This fund

Vs

NIFTY Low Duration Deb

CRISIL 1 Year T-Bill I

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: Mar 10, 2015.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Standard Benchmark

Fund Details

Fund Details

Investment Objective

The investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Debt – Short-term
Low Duration Fund

An open ended low duration debt scheme investing in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months (please refer page no. 20 under the section 'Where will the Scheme invest?' in the SID for details on Macaulay's Duration).
A relatively low interest rate risk and moderate credit risk.

Riskometer

Level of Risk in the fund

View details
Investors understand that their
principal will be at Low to Moderate Risk

Potential Risk Class Matrix : B-I

B-I is the potential risk class matrix of DSP Low Duration Fund based on interest rate & credit risk.

Minimum Investment

Rs.  500 Lumpsum
Rs.  500 SIP– 12 instalments
Rs.  500 Minimum Additional Purchase

team 57.54K peoplehave invested in this fund as of