DSP Banking & PSU Debt Fund

CAGR since inception
Scheme Type:
  • Risk:

    Low to Moderate Risk
  • Age:

    7 years 10 months since Sep 14, 2013
  • AUM:

    Rs. 3,340.34 crores as of Jul 31, 2021
  • Horizon:

    Short-term Horizon
  • Goal:

    Income Generation
  • Benchmark:

    NIFTY Banking & PSU Debt Index
Scheme features

Performance

Cumulative returns

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Returns calculator

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Returns summary

Rolling returns

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Historical Returns

In SEBI format

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Portfolio as of Jul 31, 2021

Equity

Market capitalization

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Sector allocation

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Debt & debt instruments

Credit rating profile

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Instrument break-up

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Top 5 instruments by holding
Name % of Net Assets
NTPC LIMITED** 6.62%
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO 6.48%
NATIONAL HOUSING BANK** 5.58%
INDIAN RAILWAY FINANCE CORPORATION LIMITED** 5.48%
HINDUSTAN PETROLEUM CORPORATION LIMITED** 5%
See detailed debt holdings »

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DSP Mutual Fund
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This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
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After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.


Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

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Vikram Chopra

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

All Funds managed by Vikram Chopra
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Laukik Bagwe

Laukik is Fund Manager with the Fixed Income Investment team of DSP Investment managers. He joined the firm in November 2007 as a Fixed Income Dealer. From November 2003 to October 2007, Laukik worked with Derivium Capital & Securities Pvt. Ltd. as the Head of Fixed Income Trading - SLR & NONSLR Broking. From June 2000 to October 2003, he worked with Birla Sunlife Securities Ltd. as a Manager-SLR & NONSLR Broking.
He brings with him a total work experience of 11 years in debt broking and is currently the fund manager for the following schemes of DSP Mutual Fund.

All Funds managed by Laukik Bagwe
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Debt holdings for Banking & PSU Debt Fund

Bonds & NCDs77.6%

Name Rating % of Net Assets
NTPC LIMITED CRISIL AAA 6.62%
NATIONAL HOUSING BANK CRISIL AAA 5.58%
INDIAN RAILWAY FINANCE CORPORATION LIMITED CRISIL AAA 5.48%
HINDUSTAN PETROLEUM CORPORATION LIMITED CRISIL AAA 5%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CARE AAA 3.07%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT ICRA AAA 2.99%
INDIAN OIL CORPORATION LIMITED CRISIL AAA 2.87%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 2.8%
REC LIMITED CRISIL AAA 2.79%
NATIONAL HIGHWAYS AUTHORITY OF INDIA CRISIL AAA 2.44%
POWER FINANCE CORPORATION LIMITED CRISIL AAA 2.42%
POWER FINANCE CORPORATION LIMITED CRISIL AAA 2.35%
NTPC LIMITED CRISIL AAA 2.29%
INDIAN RAILWAY FINANCE CORPORATION LIMITED CRISIL AAA 2.28%
REC LIMITED CRISIL AAA 2.1%
INDIAN OIL CORPORATION LIMITED CRISIL AAA 1.98%
REC LIMITED CRISIL AAA 1.84%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 1.75%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA ICRA AAA 1.73%
NATIONAL HOUSING BANK CRISIL AAA 1.7%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 1.68%
REC LIMITED CRISIL AAA 1.63%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT ICRA AAA 1.55%
INDIAN RAILWAY FINANCE CORPORATION LIMITED CRISIL AAA 1.54%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 1.3%
OIL & NATURAL GAS CORPORATION LIMITED ICRA AAA 1.24%
NHPC LIMITED IND AAA 1.13%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 0.97%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 0.82%
REC LIMITED CRISIL AAA 0.81%
NATIONAL HOUSING BANK CRISIL AAA 0.79%
REC LIMITED CRISIL AAA 0.78%
INDIAN RAILWAY FINANCE CORPORATION LIMITED CRISIL AAA 0.77%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 0.4%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 0.34%
NTPC LIMITED CRISIL AAA 0.33%
POWER FINANCE CORPORATION LIMITED CRISIL AAA 0.32%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CARE AAA 0.2%
NHPC LIMITED IND AAA 0.17%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 0.17%
GAIL (INDIA) LIMITED IND AAA 0.16%
NATIONAL HOUSING BANK CRISIL AAA 0.15%
REC LIMITED CRISIL AAA 0.13%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CARE AAA 0.1%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 0.03%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 0.01%
77.7% of Debt instruments

Government Securities (Central/State)14.23%

Name Rating % of Net Assets
3.36% GOI FRB 07112024 SOV 4.18%
7.16% GOI 20052023 SOV 2.39%
5.15% GOI 09112025 SOV 2.24%
5.22% GOI 15062025 SOV 2.24%
7.32% GOI 28012024 SOV 1.59%
6.18% GOI 04112024 SOV 1.57%
8.48% KARNATAKA SDL 17102022 SOV 0.02%
14.3% of Debt instruments

TREPS6.48%

Name Rating % of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO -- 6.48%
6.5% of Debt instruments

Money market instruments1.5%

Name Rating % of Net Assets
AXIS BANK LIMITED CRISIL A1+ 0.75%
AXIS BANK LIMITED CRISIL A1+ 0.75%
1.5% of Debt instruments
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DSP Banking & PSU Debt Fund presentation

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The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
There is no assurance that the investment objective of the Scheme will be realized.

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