DSP Banking & PSU Debt Fund

CAGR since inception
Scheme Type:
  • Risk:

    Moderate Risk
  • Age:

    7 years 1 months since Sep 14, 2013
  • AUM:

    Rs. 4,348.55 crores as of Sep 30, 2020
  • Horizon:

    Short-term Horizon
  • Goal:

    Income Generation
  • Benchmark:

    NIFTY Banking & PSU Debt Index
Scheme features

Performance

Cumulative returns

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Returns calculator

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Returns summary

Rolling returns

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Historical Returns

In SEBI format

Dividend History

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Portfolio as of Sep 30, 2020

Equity

Market capitalization

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Sector allocation

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Debt & debt instruments

Credit rating profile

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Instrument break-up

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Top 5 instruments by holding
Name % of Net Assets
7.27% GOI 08042026 15.48%
7.59% GOI 11012026 9%
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO 7.86%
NTPC LIMITED 7.48%
HINDUSTAN PETROLEUM CORPORATION LIMITED 7.18%
See detailed debt holdings »

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Investors understand that their principal will be at moderately low risk
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You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

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DSP Mutual Fund
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This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
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After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.


Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

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Vikram Chopra

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

All Funds managed by Vikram Chopra
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Saurabh Bhatia

Saurabh joined DSP Investment Managers as Vice President-Fixed Income in July 2017. He has more than 15 years of experience in the domestic fixed income markets. Beginning his career with sales and intermediation, he has traversed roles across fixed income verticals which include managing fixed income portfolio for a corporate treasury, government owned retirement fund and being an integral part of a private bank treasury.
In recent years, Saurabh was part of HSBC Asset Management India Pvt. Ltd, responsible to manage funds for Employees Provident Fund Organisation, Government of India along with advising Life Insurance, Non-Life Insurance and FPI's for their fixed income portfolios. His last role involved trading in fixed income instruments at Proprietary Trading Group of ICICI Bank. Saurabh holds a Bachelor's Degree in commerce from Mumbai University and a Post Graduate Diploma in Business Management from Wigan and Leigh College.

All Funds managed by Saurabh Bhatia
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Debt holdings for Banking & PSU Debt Fund

Bonds & NCDs68.38%

Name Rating % of Net Assets
NTPC LTD CARE AAA 7.48%
HINDUSTAN PETROLEUM CORP LTD CRISIL AAA 7.18%
INDIAN OIL CORP LTD CRISIL AAA 4.71%
POWER FINANCE CORP LTD CARE AAA 3.5%
NATIONAL HOUSING BANK CRISIL AAA 2.99%
REC LTD CARE AAA 2.78%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT ICRA AAA 2.76%
INDIAN RAILWAY FINANCE CORP LTD CARE AAA 2.43%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 2.21%
NATIONAL HOUSING BANK CRISIL AAA 2.05%
POWER GRID CORP OF INDIA LTD CRISIL AAA 1.99%
NATIONAL HIGHWAYS AUTHORITY OF INDIA CRISIL AAA 1.92%
INDIAN RAILWAY FINANCE CORP LTD CRISIL AAA 1.87%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA ICRA AAA 1.84%
STATE BANK OF INDIA ICRA AAA 1.73%
POWER FINANCE CORP LTD CARE AAA 1.62%
POWER GRID CORP OF INDIA LTD CRISIL AAA 1.58%
POWER FINANCE CORP LTD CARE AAA 1.46%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 1.34%
REC LTD CRISIL AAA 1.27%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CARE AAA 1.24%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 1.21%
HOUSING DEVELOPMENT FINANCE CORP LTD CRISIL AAA 1.12%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT ICRA AAA 1.1%
INDIAN RAILWAY FINANCE CORP LTD CRISIL AAA 1.08%
REC LTD CARE AAA 1.02%
INDIAN OIL CORP LTD CRISIL AAA 0.99%
NHPC LTD CARE AAA 0.89%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 0.76%
NATIONAL HOUSING BANK CRISIL AAA 0.71%
REC LTD CRISIL AAA 0.64%
REC LTD CRISIL AAA 0.63%
POWER FINANCE CORP LTD CRISIL AAA 0.58%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 0.37%
POWER GRID CORP OF INDIA LTD CARE AAA 0.29%
NTPC LTD CRISIL AAA 0.26%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CARE AAA 0.15%
POWER GRID CORP OF INDIA LTD CRISIL AAA 0.13%
GAIL INDIA LTD CARE AAA 0.13%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 0.13%
NHPC LTD IND AAA 0.13%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CARE AAA 0.07%
POWER GRID CORP OF INDIA LTD CRISIL AAA 0.03%
EXPORT-IMPORT BANK OF INDIA CRISIL AAA 0.01%
63.8% of Debt instruments

Government Securities (Central/State)30.42%

Name Rating % of Net Assets
7.27% GOI 08042026 SOV 15.48%
7.59% GOI 11012026 SOV 9%
6.79% GOI 15052027 SOV 4.68%
7.17% GOI 08012028 SOV 1.24%
STATE OF KARNATAKA INDIA SOV 0.02%
28.4% of Debt instruments

TREPS7.86%

Name Rating % of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO -- 7.86%
7.3% of Debt instruments

Money market instruments0.57%

Name Rating % of Net Assets
AXIS BANK LTD CRISIL A1+ 0.57%
0.5% of Debt instruments
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DSP Banking & PSU Debt Fund presentation

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The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
There is no assurance that the investment objective of the Scheme will be realized.

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