23.79K people have invested in this fund
23.79K people have invested
in this fund as of
Total AUM
₹2,515.08 crores as of Sep 30, 2022
Age of Fund
9 years 21 days since Sep 14, 2013
Expense Ratio
0.32% as of Oct 04, 2022
Exit Load
Nil
Ideal holding period
3 Years+
Rolling Returns
Vikram Chopra
Laukik Bagwe
Prescribed asset allocation: 80% - 100% Money market and debt securities issued by banks and public sector undertakings, public financial institutions and Municipal Bonds , 0% - 20% Government securities, Other debt and money market securities including instruments/securities issued by Non-bank financial companies (NBFCs)
Current Allocation as of Sep 30, 2022
Top holdings
No Data to display
Top Sectors
No Data to display
Top holdings
7.38% GOI 2027
14.24%
5.74% GOI 2026
10.58%
Hindustan Petroleum Corporation Limited**
6.01%
HDFC Bank Limited
5.89%
Indian Railway Finance Corporation Limited**
4.56%
Cash & cash equivalents
0.24%
Instrument break-up
Bonds & NCDs
49.00%
Government Securities (Central/State)
27.80%
Money market instruments
22.40%
TREPS
0.80%
Indicators
Yield to Maturity
6.62 %
Modified Duration
1.61 Years
Portfolio Macaulay Duration
1.69 Years
Average Maturity
1.99 Years
Performance highlights over last
for
investment
Cumulative returns on
Annual returns
Current value
Good Returns
Negative Returns
vs Fixed Deposit
vs Category
vs Benchmark
Historical Returns (As per SEBI format)with investment of₹10,000
| This fund | NIFTY Banking & PSU Debt Index ^ | CRISIL 10 Year Gilt In… # | ||||
|---|---|---|---|---|---|---|
| CAGR | Current Value | CAGR | Current Value | CAGR | Current Value | |
Income distribution Cum Capital Withdrawal (IDCW) Distributed
| Record Date | IDCW per unit | NAV Before | NAV After |
|---|
| Funds | Annual returns | Current Value | Absolute Growth |
|---|
Date of allotment: Sep 14, 2013.
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement
Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.
Since inception returns have been calculated from the date of allotment till June 30, 2021
Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments
Rolling returns have been calculated based on returns from regular plan growth option.
^ Fund Benchmark # Standard Benchmark
Investment Objective
The investment objective of the Scheme is to seek to generate income and
capital appreciation by primarily investing in a portfolio of high quality debt
and money market securities that are issued by banks and public sector
entities/undertakings.
There is no assurance that the investment objective of the Scheme will be realized.
Fund Type
An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
A relatively high interest rate risk and relatively low credit risk.
Riskometer
Level of Risk in the fund
Potential Risk Class Matrix : A-III
A-III is the potential risk class matrix of DSP Banking & PSU Debt Fund based on interest rate & credit risk.
Minimum Investment
Rs. 500 Lumpsum
Rs. 500
SIP– 12 instalments
Rs. 500 Minimum Additional Purchase
23.79K peoplehave invested in this fund as of
Debt holdings for Banking & PSU Debt Fund
| Name | % of Net Assets |
|---|---|
| Hindustan Petroleum Corporation Limited** | 6.01% |
| Indian Railway Finance Corporation Limited** | 4.56% |
| NTPC Limited** | 4.08% |
| National Housing Bank** | 3.82% |
| Power Finance Corporation Limited** | 3.17% |
| NTPC Limited** | 2.94% |
| National Bank for Agriculture and Rural Development** | 2.01% |
| REC Limited** | 2.00% |
| NTPC Limited** | 1.99% |
| Export-Import Bank of India** | 1.66% |
| NHPC Limited** | 1.43% |
| National Housing Bank** | 1.41% |
| Export-Import Bank of India** | 1.35% |
| Power Grid Corporation of India Limited** | 1.05% |
| REC Limited** | 1.03% |
| REC Limited** | 1.02% |
| Power Grid Corporation of India Limited** | 1.01% |
| Export-Import Bank of India** | 1.01% |
| National Bank for Agriculture and Rural Development** | 1.00% |
| Small Industries Development Bank of India** | 0.99% |
| National Bank for Agriculture and Rural Development | 0.97% |
| Power Grid Corporation of India Limited** | 0.83% |
| Power Grid Corporation of India Limited** | 0.67% |
| National Bank for Agriculture and Rural Development** | 0.59% |
| Power Grid Corporation of India Limited** | 0.43% |
| NTPC Limited** | 0.42% |
| Indian Oil Corporation Limited** | 0.41% |
| Export-Import Bank of India** | 0.22% |
| NHPC Limited** | 0.22% |
| National Housing Bank** | 0.21% |
| National Bank for Agriculture and Rural Development | 0.20% |
| REC Limited** | 0.16% |
| National Bank for Agriculture and Rural Development | 0.00% |
49% of Debt instruments
| Name | % of Net Assets |
|---|---|
| 7.38% GOI 2027 | 14.24% |
| 5.74% GOI 2026 | 10.58% |
| 5.63% GOI 2026 | 2.91% |
| 8.48% Karnataka SDL 2022 | 0.03% |
27.8% of Debt instruments
| Name | % of Net Assets |
|---|---|
| HDFC Bank Limited | 5.89% |
| Axis Bank Limited** | 3.97% |
| Axis Bank Limited** | 3.93% |
| HDFC Bank Limited | 3.76% |
| Export-Import Bank of India** | 2.84% |
| Small Industries Development Bank of India** | 1.93% |
22.4% of Debt instruments
| Name | % of Net Assets |
|---|---|
| TREPS / Reverse Repo Investments / Corporate Debt Repo | 0.81% |
0.8% of Debt instruments
| Name | Notional Value | % of Net Assets |
|---|---|---|
| Interest Rate Swaps Pay Fixed and Receive Floating | 1,000,000,000 | 0.05% |
| Interest Rate Swaps Pay Fixed and Receive Floating | 1,000,000,000 | 0.05% |
| Interest Rate Swaps Pay Fixed and Receive Floating | 500,000,000 | 0.02% |
| Interest Rate Swaps Pay Fixed and Receive Floating | 500,000,000 | 0.02% |
