DSP Banking & PSU Debt Fund - Debt Mutual Fund Scheme

This scheme		CRISIL Shor…	CRISIL 1 Ye…	Gold	PPF
NA	vs	NA	NA	NA	NA
NA	vs	NA	NA	NA	NA

	This scheme	CRISIL Shor… ^#	CRISIL 1 Ye… ^#	Gold	PPF
# Returns do not reflect any dividend distribution

Comparative performance of DSP Banking and PSU Debt Fund as of
	DSP Banking and PSU Deb…	CRISIL Shor… ^{^}	CRISIL 1 Ye… ^#
Date of allotment: Sep 14, 2013. Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan. Since inception returns have been calculated from the date of allotment till June 28, 2013 See all funds managed by Vikram Chopra » See all funds managed by Saurabh Bhatia » Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments ^ Scheme Benchmark # Standard Benchmark

Top 5 instruments by holding
Name	% of Net Assets
HDFC BANK LIMITED	9.06%
ICICI BANK LIMITED	7.24%
7.59% GOI 11012026	6.37%
INDIAN RAILWAY FINANCE CORPORATION LIMITED	5.77%
AXIS BANK LIMITED	5.56%
See detailed debt holdings »

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Vikram Chopra

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

All Funds managed by Vikram Chopra
Sr. No.	Period	1 Year		3 Years		5 Years
Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Saurabh Bhatia

Saurabh joined DSP Investment Managers as Vice President-Fixed Income in July 2017. He has more than 15 years of experience in the domestic fixed income markets. Beginning his career with sales and intermediation, he has traversed roles across fixed income verticals which include managing fixed income portfolio for a corporate treasury, government owned retirement fund and being an integral part of a private bank treasury.
In recent years, Saurabh was part of HSBC Asset Management India Pvt. Ltd, responsible to manage funds for Employees Provident Fund Organisation, Government of India along with advising Life Insurance, Non-Life Insurance and FPI's for their fixed income portfolios. His last role involved trading in fixed income instruments at Proprietary Trading Group of ICICI Bank. Saurabh holds a Bachelor's Degree in commerce from Mumbai University and a Post Graduate Diploma in Business Management from Wigan and Leigh College.

All Funds managed by Saurabh Bhatia
Sr. No.	Period	1 Year		3 Years		5 Years
Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Debt holdings for Banking and PSU Debt Fund

Bonds & NCDs48.54%

Name	Rating	Quantity	Market value (in lakhs)	% of Net Assets
INDIAN RAILWAY FINANCE CORPORATION LIMITED	CRISIL AAA	750	7,757.18	5.77%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL AAA	500	5,252.95	3.91%
NATIONAL HOUSING BANK	CRISIL AAA	500	5,230.91	3.89%
NTPC LIMITED	CRISIL AAA	500	5,137.21	3.82%
REC LIMITED	CRISIL AAA	500	5,113.40	3.81%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL AAA	250	2,629.42	1.96%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	CARE AAA	250	2,619.07	1.95%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	CARE AAA	250	2,625.53	1.95%
ONGC MANGALORE PETROCHEMICALS LIMITED	IND AAA	250	2,624.18	1.95%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL AAA	250	2,582.79	1.92%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL AAA	250	2,478.73	1.84%
REC LIMITED	CRISIL AAA	250	2,404.14	1.79%
NTPC LIMITED	CRISIL AAA	200	2,102.41	1.56%
ONGC MANGALORE PETROCHEMICALS LIMITED	IND AAA	200	2,088.03	1.55%
REC LIMITED	CRISIL AAA	200	2,047.74	1.52%
NHPC LIMITED	CARE AAA	2,000	2,027.20	1.51%
POWER FINANCE CORPORATION LIMITED	CRISIL AAA	200	2,024.04	1.51%
POWER GRID CORPORATION OF INDIA LIMITED	CRISIL AAA	150	1,568.23	1.17%
NHPC LIMITED	IND AAA	1,100	1,185.76	0.88%
NHPC LIMITED	CARE AAA	1,000	1,016.99	0.76%
POWER FINANCE CORPORATION LIMITED	CRISIL AAA	100	1,004.87	0.75%
NTPC LIMITED	CRISIL AAA	100	1,009.57	0.75%
INDIAN RAILWAY FINANCE CORPORATION LIMITED	CRISIL AAA	68	646.55	0.48%
GAIL (INDIA) LIMITED	CARE AAA	50	519.67	0.39%
NATIONAL HIGHWAYS AUTHORITY OF INDIA	CRISIL AAA	50	510.26	0.38%
POWER GRID CORPORATION OF INDIA LIMITED	CRISIL AAA	35	352.71	0.26%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL AAA	30	309.77	0.23%
REC LIMITED	CRISIL AAA	12	128.00	0.1%
REC LIMITED	IND AAA	8	80.99	0.06%
NTPC LIMITED	CRISIL AAA	8	80.90	0.06%
POWER FINANCE CORPORATION LIMITED	CRISIL AAA	5	48.71	0.04%
NATIONAL HIGHWAYS AUTHORITY OF INDIA	CRISIL AAA	3	30.44	0.02%

48.9% of Debt instruments

Money market instruments31.75%

Name	Rating	Quantity	Market value (in lakhs)	% of Net Assets
HDFC BANK LIMITED	CARE A1+	12,500	12,178.59	9.06%
ICICI BANK LIMITED	ICRA A1+	10,000	9,727.70	7.24%
AXIS BANK LIMITED	ICRA A1+	7,500	7,473.13	5.56%
INDIAN RAILWAY FINANCE CORPORATION LIMITED	CRISIL A1+	1,000	4,915.38	3.66%
INDIAN BANK	IND A1+	2,500	2,490.03	1.85%
AXIS BANK LIMITED	CRISIL A1+	2,500	2,462.66	1.83%
AXIS BANK LIMITED	ICRA A1+	2,500	2,436.18	1.81%
IDFC BANK LIMITED	ICRA A1+	1,000	997.17	0.74%

32% of Debt instruments

Central Government Securities16.4%

Name	Rating	Quantity	Market value (in lakhs)	% of Net Assets
7.59% GOI 11012026	SOV	8,500,000	8,553.48	6.37%
7.37% GOI 16042023	SOV	6,000,000	5,916.72	4.4%
7.16% GOI 20052023	SOV	2,500,000	2,520.98	1.88%
7.17% GOI 08012028	SOV	2,500,000	2,445.51	1.82%
8.20% GOI 24092025	SOV	2,000,000	2,051.86	1.53%
8.40% GOI 28072024	SOV	500,000	523.42	0.39%
KARNATAKA STATE GOVERNMENT	SOV	14,300	14.42	0.01%

16.5% of Debt instruments

CBLO2.57%

Name	Rating	Quantity	Market value (in lakhs)	% of Net Assets
CBLO / REVERSE REPO INVESTMENTS	--	--	3,455.00	2.57%

2.6% of Debt instruments

DSP Banking and PSU Debt Fund presentation

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The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
There is no assurance that the investment objective of the Scheme will be realized.

For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
Returns for investments in dividend plans of schemes are calculated after assuming that the net dividend payouts post statutory taxes & levies, are re-invested back in the scheme.
Dividends declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's dividend plans.
Performance is always compared against the latest benchmark of the scheme irrespective of the date of change of scheme's benchmark, if any.
Except when SIP tenure is since inception, for all tenures, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.

DSP Banking and PSU Debt Fund
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Vikram Chopra

Saurabh Bhatia

Historical Returns

Portfolio as of Oct 31, 2018

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Performance

Historical Returns

Portfolio as of Oct 31, 2018

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As an additional authentication, we need to verify your contact details.

This instant KYC is an eKYC process as prescribed by regulations.

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This instant KYC is an eKYC process as prescribed by regulations.

Needs verification via OTP

eKYC has annual investment limit of ₹ 50,000

Vikram Chopra

Saurabh Bhatia

Debt holdings for Banking and PSU Debt Fund

Bonds & NCDs48.54%

Money market instruments31.75%

Central Government Securities16.4%

CBLO2.57%

DSP Banking and PSU Debt Fund presentation