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DSP Liquidity Fund

DSP Liquidity Fund

Benchmark: CRISIL Liquid Fund BI Index info icon

1.45 lakh people have invested in this fund

View performance details

Return:

This fund

18.00%

CRISIL Liquid Fund BI Index

14.30%

CRISIL 1 Year T-Bill Index

14.15%

Invested

Earning

This fund

18.00%

CRISIL Liquid Fund BI Index

14.30%

CRISIL 1 Year T-Bill Index

14.15%

team 1.45 lakh people have invested in this fund as of

This is a Debt Short-term, Liquid fund with CRISIL Liquid Fund BI Index as its benchmark. The risk level for this fund is categorized as Moderate Risk.

Total AUM

9,202.25 crores as of Apr 30, 2022

Age of Fund

9 years 4 months since Jan 01, 2013

Expense Ratio

0.15% as of May 23, 2022

Exit Load

0.0070% If redeemed

Ideal holding period

Short-term Horizon

Rolling Returns

Bars show distribution of returns in given range for selected time period

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Things to know before you invest

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  1. This fund invests in quality corporate bonds & money market instruments with a portfolio duration of 3 - 4 years.
  2. It invests in a mix of AA+ rated & above corporate bonds to minimize credit risk and duration risk.
  3. It is run with a blend of an active and passive investment strategy: 1/3rd of the portfolio utilizes a roll down strategy (passively managed) and 2/3rd of the portfolio is actively managed.
  4. One of DSP's oldest debt funds with a 24 year+ track record.
  1. This is an all-season fund, through which you can earn potentially better returns during rising or falling interest rate scenarios over time.
  2. A credible alternative to a 3-year+ bank FD, with better potential post tax returns.
  1. Consider this fund if you
    • Are a relatively new debt market investor.
    • Value stability & consistency of returns.
    • Don't want to take a high level of credit or interest rate risk.
    • Are looking to reduce the overall risk level of your portfolio.
    • Understand the basics of debt investing.
  1. This scheme carries Moderate Risk.
  2. Even though this is a debt scheme, in rare circumstances, investment losses may be possible.
  3. This is not an equity-oriented fund, so do not expect very high returns.

Fund managers:

Kedar Karnik

Kedar Karnik

Managing this fund since July 2016.
Managing this fund since July 2016.

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Karan Mundhra

Karan Mundhra

Managing this fund since May 2021.
Managing this fund since May 2021.

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Portfolio

Prescribed asset allocation: 80% - 100% Money market securities and/or Debt securities with maturity of 91 day

Current Allocation as of Apr 30, 2022

Top holdings

No Data to display

Top Sectors

No Data to display

Top holdings

TREPS / Reverse Repo Investments / Corporate Debt Repo

16.53%

Kotak Mahindra Prime Limited**

6.52%

91 DAY T-BILL 09062022

6.44%

91 DAY T-BILL 23062022

5.40%

HDFC Bank Limited**

4.59%

Cash & cash equivalents

-1.96%

Credit rating profile

CRISIL A1+

48.70%

Cash & Equivalent

16.20%

IND A1+

16.10%

SOV

15.80%

ICRA A1+

1.90%

Instrument break-up

Money market instruments

81.80%

TREPS

16.20%

Bonds & NCDs

1.70%

Government Securities (Central/State)

0.30%


Indicators

Yield to Maturity

4.06 %

Modified Duration

0.09 Years

Portfolio Macaulay Duration

0.09 Years

Average Maturity

0.11 Years

Compare Performance

Performance highlights over last

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investment

Cumulative returns on

Annual returns

Current value

Min CAGR:
MedianCAGR:
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Good Returns

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vs Fixed Deposit

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vs Benchmark

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  • Historical Returns (As per SEBI format)with investment of10,000

This fund CRISIL Liquid Fund BI ^ CRISIL 1 Year T-Bill I #
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

Chart type

Invested as

Invested Amount

Invested since

This fund

Vs

CRISIL Liquid Fund BI

CRISIL 1 Year T-Bill I

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: Jan 01, 2013.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Standard Benchmark

Fund Details

Fund Details

Investment Objective

The primary investment objective of the Scheme is to seek to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities.
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Debt – Short-term
Liquid Fund

An open ended liquid scheme.
A relatively low interest rate risk and moderate credit risk.

Riskometer

Level of Risk in the fund

View details
Investors understand that their
principal will be at Moderate Risk

Potential Risk Class Matrix : B-I

B-I is the potential risk class matrix of DSP Liquidity Fund based on interest rate & credit risk.

Minimum Investment

Rs.  500 Lumpsum
Rs.  500 SIP– 12 instalments
Rs.  500 Minimum Additional Purchase

team 1.45 lakh peoplehave invested in this fund as of