DSP Credit Risk Fund - Debt Mutual Fund Scheme

This scheme		CRISIL Shor…	CRISIL 10 Y…	Gold	PPF
NA	vs	NA	NA	NA	NA
NA	vs	NA	NA	NA	NA

	This scheme	CRISIL Shor… ^#	CRISIL 10 Y… ^#	Gold	PPF
# Returns do not reflect any income distribution cum capital withdrawal (IDCW) distribution

	1 Year	3 Years	5 Years	10 Years
# Rolling returns have been calculated based on returns from regular plan growth option.

Comparative performance of DSP Credit Risk Fund as of
	DSP Credit Risk Fund	CRISIL Shor… ^{^}	CRISIL 10 Y… ^#
Date of allotment: May 13, 2003. Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan. Since inception returns have been calculated from the date of allotment till June 28, 2013 See all funds managed by Vivek Ramakrishnan » See all funds managed by Laukik Bagwe » Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments ^ Scheme Benchmark # Standard Benchmark

Top 5 instruments by holding
Name	% of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO	25.24%
6.79% GOI 15052027	10.74%
TATA MOTORS LIMITED**	9.01%
GODREJ INDUSTRIES LIMITED**	8.49%
TATA REALTY AND INFRASTRUCTURE LIMITED**	8.49%
See detailed debt holdings »

To proceed, we need to first verify your KYC status.

Enter the details to proceed with Instant Redemption:

To proceed, we need to first verify your KYC status.

Enter the details to proceed with Instant Redemption:

Get investment ready. Get KYCed now!

DSP will help you finish your KYC in a few minutes!

Enter your PAN

Enter your date of birth

Enter in DD/MM/YYYY.

Enter Aadhaar No

Don't Remember? Know your Aadhaar No

Or, Print & send us filled KYC form
Download KYC Form & View Instructions

Complete Your KYC in 5 mins!

First-time investors need to complete a one-time KYC process to start investing. Learn More.

To begin, please enter your details in the form below.

Confirm Your Details

To ensure that the details you entered are correct, please validate your email address and mobile number

Mobile Number

Didn't receive OTP?

Email Address

Didn't receive OTP?

Continue

Do you want to receive important information and update over Whatsapp?

We are reinitiating your Ekyc flow

You will now be directed to our KYC partner, SIGNZY, to submit your documents for verification

Create your account

Step 1 of 3

Verify your contact details

Step 2 of 3

Folios Linked To Your PAN

Not able to access above email or mobile?

Verify your contact as per KYC records

Not able to access above email or mobile? Verify your contact as per KYC records

Verify your contact details

Step 2 of 3

Contact Details As Per Your KYC Records

Email ID
Mobile no.

Not able to access even the above email or mobile?

Click here to know the process of updating your contact details in KYC records.

Not able to access even the above email or mobile? Click here to know the process of updating your contact details in KYC records.

Set a password

Step 3 of 3

Password should be minimum 8 characters in length & contain atleast 1 alphabet in upper-case, 1 alphabet in lower-case, 1 number and 1 special character.

Log In

Reset your password

Step 1 of 3

Please enter following info. Upon verification, we will send you an OTP for authentication to proceed with resetting of password.

Enter your PAN

Enter your date of birth

In DD/MM/YYYY. For HUF & non-individuals, enter date of incorporation

Already have an account? Log In Here

Set a new password

Step 3 of 3

Password should be minimum 8 characters in length & contain atleast 1 alphabet in upper-case, 1 alphabet in lower-case, 1 number and 1 special character.

Create your account

Your PAN isn't KYC verified. To proceed, we need to conduct your KYC using Aadhaar.
Entered incorrect PAN? Click here.

Don't Remember? Know your Aadhaar No

Or, Print & send us filled KYC form
Download KYC Form & View Instructions

Create your account

Sorry! You are not KYC'd.

Entered incorrect pan?

Kindly refer below checklist before proceeding with the application.

Have camera enabled on your device.
Have PAN card ready.
Have Address proof ready.
Use Chrome / Firefox browser for better experience.

Or, Print & send us filled KYC form
Download KYC Form & View Instructions

Vivek Ramakrishnan

Vivek has a diversified experience in credit analysis and banking spanning over two decades. He started his career in finance with CRISIL as a Credit Analyst in 1995, moved on to ICICI Prudential Mutual Fund in 2001 where he worked as Credit Analyst and Fund Manager.
Thereafter, Vivek joined Standard Chartered Bank in 2004, where he worked in multiple roles in his 15 year stint which included Research (Head Fixed Income Credit Analysis, where he covered USD bonds for Asian issuers), Capital Markets and Relationship Management - in his last assignment with the Bank, he was working as an Executive Director and Head Finance Companies. He joined DSP Investment Managers as Vice President, Investments in October 2019.
Vivek is a Ph.D & Master of Science in Materials Science from University of Southern California and B.Tech from Indian Institute of Technology, Madras.

All Funds managed by Vivek Ramakrishnan
Sr. No.	Period	1 Year		3 Years		5 Years
Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Laukik Bagwe

Laukik is Fund Manager with the Fixed Income Investment team of DSP Investment managers. He joined the firm in November 2007 as a Fixed Income Dealer. From November 2003 to October 2007, Laukik worked with Derivium Capital & Securities Pvt. Ltd. as the Head of Fixed Income Trading - SLR & NONSLR Broking. From June 2000 to October 2003, he worked with Birla Sunlife Securities Ltd. as a Manager-SLR & NONSLR Broking.
He brings with him a total work experience of 11 years in debt broking and is currently the fund manager for the following schemes of DSP Mutual Fund.

All Funds managed by Laukik Bagwe
Sr. No.	Period	1 Year		3 Years		5 Years
Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Asset Allocation for Credit Risk Fund

Investment in corporate bonds which are AA and below rated instruments 65% - 100%
Investment in other debt and money market instruments 0% - 35%
Units of REITs & InvITs 0% - 10%

Debt holdings for Credit Risk Fund

Bonds & NCDs52.12%

Name	Rating	% of Net Assets
TATA MOTORS LIMITED	ICRA AA-	9.01%
GODREJ INDUSTRIES LIMITED	CRISIL AA	8.49%
TATA REALTY AND INFRASTRUCTURE LIMITED	ICRA AA	8.49%
BHARTI HEXACOM LIMITED	CRISIL AA+	8.13%
MANAPPURAM FINANCE LIMITED	CARE AA	6.52%
TELESONIC NETWORKS LIMITED	CRISIL AA+	5.31%
ADITYA BIRLA FASHION AND RETAIL LIMITED	CRISIL AA	4.04%
HINDALCO INDUSTRIES LIMITED	CRISIL AA+	2.13%

59.2% of Debt instruments

TREPS25.24%

Name	Rating	% of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO	--	25.24%

28.6% of Debt instruments

Government Securities (Central/State)10.74%

Name	Rating	% of Net Assets
6.79% GOI 15052027	SOV	10.74%

12.2% of Debt instruments

DSP Credit Risk Fund presentation

×

The primary investment objective is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
There is no assurance that the investment objective of the Scheme will be realized.

For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
Returns for investments in income distribution cum capital withdrawal (IDCW) plans of schemes are calculated after assuming that the net income distribution cum capital withdrawal (IDCW) payouts post statutory taxes & levies, are re-invested back in the scheme.
Income distribution cum capital withdrawals (IDCW) declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's income distribution cum capital withdrawal (IDCW) plans.
Performance is always compared against the latest benchmark of the scheme irrespective of the date of change of scheme's benchmark, if any.
Except when SIP tenure is since inception, for all tenures, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
Investment in gold has a strong global market demand and gold is highly liquid asset.
PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.
The comparison with PPF (and other traditional saving instruments/assets) has been given for the purpose of the general information only. Investments in mutual funds should not be construed as a promise, guarantee on or a forecast of any minimum returns. Unlike traditional saving instruments there is no capital protection guarantee or assurance of any return in mutual fund investment. Traditional savings instruments are comparatively low risk products and are generally backed by the Government. Investment in mutual funds carries high risk as compared to the traditional saving instruments and any investment decision needs to be taken only after consulting the Tax Consultant or Mutual Fund Distributor.

DSP Credit Risk Fund
Plan type

Scheme Risk:

Age:

AUM:

Horizon:

Benchmark:

Benchmark Risk:

Goal:

Performance

Vivek Ramakrishnan

Laukik Bagwe

Historical Returns

Portfolio as of Oct 31, 2021

This instant KYC is an eKYC process as prescribed by regulations.

Needs verification via OTP

eKYC has annual investment limit of ₹ 50,000

Performance

Historical Returns

Portfolio as of Oct 31, 2021

To proceed, we need to first verify your KYC status.

As an additional authentication, we need to verify your contact details.

Enter the details to proceed with Instant Redemption:

As an additional authentication, we need to verify your contact details.

Fast & paperless investment in 5 easy steps!

To proceed, we need to first verify your KYC status.

As an additional authentication, we need to verify your contact details.

Enter the details to proceed with Instant Redemption:

As an additional authentication, we need to verify your contact details.

This instant KYC is an eKYC process as prescribed by regulations.

Needs verification via OTP

eKYC has annual investment limit of ₹ 50,000

Complete Your KYC in 5 mins!

To begin, please enter your details in the form below.

Confirm Your Details

Mobile Number 

Email Address 

You will now be directed to our KYC partner, SIGNZY, to submit your documents for verification..

We are reinitiating your Ekyc flow

You will now be directed to our KYC partner, SIGNZY, to submit your documents for verification

This instant KYC is an eKYC process as prescribed by regulations.

Needs verification via OTP

eKYC has annual investment limit of ₹ 50,000

Allow camera access.

Required for IPV (In-Person verification)

Address proof required.

Please Keep a valid address proof ready

Note: If providing Aadhar card as address proof, kindly make sure that you mask your aadhar number in the document. If Aadhar number is not masked the application can be rejected.

PAN card.

PAN card is a mandatory document for KYC.

Vivek Ramakrishnan

Laukik Bagwe

Asset Allocation for Credit Risk Fund

Debt holdings for Credit Risk Fund

Bonds & NCDs52.12%

TREPS25.24%

Government Securities (Central/State)10.74%

DSP Credit Risk Fund presentation

Mobile Number

Email Address