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DSP Credit Risk Fund

DSP Credit Risk Fund

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Benchmark: CRISIL Credit Risk Fund CIII Ind info icon

42.29K people have invested in this fund

View performance details

Return:

This fund

18.00%

CRISIL Credit Risk Fund CIII Ind

14.30%

CRISIL 10 Year Gilt Index

14.15%

Invested

Earning

This fund

18.00%

CRISIL Credit Risk Fund CIII Ind

14.30%

CRISIL 10 Year Gilt Index

14.15%

team 42.29K people have invested in this fund as of

This is a Debt Income, Credit Risk fund with CRISIL Credit Risk Fund CIII Index as its benchmark. The risk level for this fund is categorized as Moderately High Risk.

Total AUM

243.82 crores as of Sep 30, 2022

Age of Fund

19 years 4 months since May 13, 2003

Expense Ratio

1.51% as of Oct 04, 2022

Exit Load

NIL - If the units

Ideal holding period

3 Years+

Rolling Returns

Bars show distribution of returns in given range for selected time period

View performance details

Things to know before you invest

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  1. DSP Credit Risk fund invests in a thoughtful mix of high yielding & lower-rated debt securities.
  2. It invests in debt instruments across different credit ratings, with at least 65% in AA and below rated securities.
  3. One of DSP's oldest debt funds with a 18 year+ track record
  1. Earn potentially higher returns by taking risky credit exposure across corporate debt instruments over a 3 year+ investment horizon.
  1. Consider this fund if you
    • Are an experienced investor with a well-set core portfolio & know what you're doing.
    • Prefer the stability of the debt market but are okay to expose yourself to credit risk.
    • Are willing & able to remain invested for at least 3-5 years.
    • Recognize that investing in a fund like this could also result in a short-term loss.
  1. Credit Risk Fund carries High Risk.
  2. High-yielding, lower rated debt securities can give higher returns but come with higher credit risk- you could lose your money if corporate get into financial trouble.
  3. Longer-duration debt securities can generate higher returns but come with higher interest rate risk.
  4. In rare or extreme scenarios, one may be unable to withdraw money even at a loss for short periods of time.

Fund managers:

Vivek Ramakrishnan

Vivek Ramakrishnan

Managing this fund since July 2021.
Managing this fund since July 2021.

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Laukik Bagwe

Laukik Bagwe

Managing this fund since July 2016
Managing this fund since July 2016

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Portfolio

Prescribed asset allocation: 65% - 100% Investment in corporate bonds which are AA and below rated instruments , 0% - 35% Investment in other debt and money market instruments , 0% - 10% Units of REITs & InvITs

Current Allocation as of Sep 30, 2022

Top holdings

No Data to display

Top Sectors

No Data to display

Top holdings

TREPS / Reverse Repo Investments / Corporate Debt Repo

16.34%

6.79% GOI 2027

10.31%

Tata Motors Limited**

8.58%

Piramal Capital & Housing Finance Limited**

8.36%

Godrej Industries Limited**

8.22%

Cash & cash equivalents

0.20%

Credit rating profile

CRISIL AA

29.10%

SOV

16.30%

Cash & Equivalent

16.30%

IND AA

14.90%

ICRA AA

14.60%

Instrument break-up

Bonds & NCDs

67.30%

TREPS

16.40%

Government Securities (Central/State)

16.30%


Indicators

Yield to Maturity

7.00 %

Modified Duration

1.39 Years

Portfolio Macaulay Duration

1.47 Years

Average Maturity

1.62 Years

Compare Performance

Performance highlights over last

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Annual returns

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vs Benchmark

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  • Historical Returns (As per SEBI format)with investment of10,000

This fund CRISIL Credit Risk Fund CIII I ^ CRISIL 10 Year Gilt In #
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

Chart type

Invested as

Invested Amount

Invested since

This fund

Vs

CRISIL Credit Risk Fun

CRISIL 10 Year Gilt In

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: May 13, 2003.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Standard Benchmark

Fund Details

Fund Details

Investment Objective

The primary investment objective is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Debt – Income
Credit Risk Fund

An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
A relatively high interest rate risk and relatively high credit risk.

Riskometer

Level of Risk in the fund

View details
Investors understand that their
principal will be at Moderately High Risk

Potential Risk Class Matrix : C-III

C-III is the potential risk class matrix of DSP Credit Risk Fund based on interest rate & credit risk.

team 42.29K peoplehave invested in this fund as of