DSP Credit Risk Fund

CAGR since inception
Scheme Type:
  • Risk:

    Moderate Risk
  • Age:

    5 years 11 months since Jan 01, 2013
  • AUM:

    Rs. 5,570.98 crores as of Oct 31, 2018
  • Horizon:

    Medium-term Horizon
  • Goal:

    Income Generation
  • Benchmark:

    50% of CRISIL Short Term Bond Fun
Scheme features

Performance

Cumulative returns

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Returns calculator

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Returns summary

Historical Returns

Dividend History

In SEBI format

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Portfolio as of Oct 31, 2018

Equity

Market capitalization

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Sector allocation

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Debt & debt instruments

Credit rating profile

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Instrument break-up

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Top 5 instruments by holding
Name % of Net Assets
CBLO / REVERSE REPO INVESTMENTS 20.76%
U.P. POWER CORPORATION LIMITED 3.66%
NAYARA ENERGY LIMITED 2.73%
GREEN INFRA WIND ENERGY LIMITED 2.69%
COFFEE DAY NATURAL RESOURCES PRIVATE LIMITED 2.26%
See detailed debt holdings »

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To proceed, we need to first verify your KYC status.

E.g. 01/01/1980
If you are investing as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
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This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.


Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.


Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

Pankaj Sharma

Pankaj joined DSP Investment Managers Pvt. Ltd. (previously called DSP Fund Investment Managers Pvt. Ltd.) and is currently the head of Fixed Income. Prior to this, Pankaj was heading the Product, Risk and Quantitative Analysis (RQA) and Business Development functions since 2005.
Pankaj has more than 15 years experience in the Banking and Finance sectors. Between June 2002 and May 2003, Pankaj was Head of Pre-Sales and Product Evangelist (Treasury Product) at Infosys Technologies. Prior to that, from April 1993 to April 2002, Pankaj served as Vice President (Risk Management) at Citibank, with assignments covering India, Singapore and the United States. Pankaj holds a Bachelor of Engineering degree in Computer Engineering and obtained his Post Graduate Diploma in Management (PGDM) from XLRI, Jamshedpur in 1993.

All Funds managed by Pankaj Sharma
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Laukik Bagwe

Laukik is Fund Manager with the Fixed Income Investment team of DSP Investment managers. He joined the firm in November 2007 as a Fixed Income Dealer. From November 2003 to October 2007, Laukik worked with Derivium Capital & Securities Pvt. Ltd. as the Head of Fixed Income Trading-SLR & NONSLR Broking. From June 2000 to October 2003, he worked with Birla Sunlife Securities Ltd. as a Manager-SLR & NONSLR Broking.
He brings with him a total work experience of 11 years in debt broking and is currently the fund manager for the following schemes of DSP Mutual Fund."

All Funds managed by Laukik Bagwe
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Asset Allocation for Credit Risk Fund

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Debt holdings for Credit Risk Fund

Bonds & NCDs74.14%

Name Rating Quantity Market value (in lakhs) % of Net Assets
U.P. POWER CORPORATION LIMITED IND AA(SO) 2,000 20,390.68 3.66%
NAYARA ENERGY LIMITED CARE AA 150 15,198.45 2.73%
GREEN INFRA WIND ENERGY LIMITED CRISIL AA(SO) 1,500 14,965.66 2.69%
COFFEE DAY NATURAL RESOURCES PRIVATE LIMITED BWR A-(SO) 1,150 12,607.62 2.26%
ACCELARATING EDUCATION AND DEVELOPMENT PRIVATE LIMITED BWR A-(SO) 13,000 12,486.42 2.24%
EQUITAS SMALL FINANCE BANK LIMITED CARE A+ 1,000 12,273.78 2.2%
IL&FS TRANSPORTATION NETWORKS LIMITED CARE D 3,530 11,066.32 1.99%
ASPIRE HOME FINANCE CORPORATION LIMITED ICRA A+ 1,000 10,225.18 1.84%
DLF EMPORIO LIMITED CRISIL AA(SO) 1,000 10,119.13 1.82%
JANA SMALL FINANCE BANK LIMITED ICRA BBB 1,000 10,108.12 1.81%
HIGH POINT PROPERTIES PRIVATE LIMITED ICRA AA(SO) 100 10,086.14 1.81%
PNB HOUSING FINANCE LIMITED CARE AAA 1,000 9,804.38 1.76%
PNB HOUSING FINANCE LIMITED CARE AAA 980 9,597.71 1.72%
HINDUJA LEYLAND FINANCE LIMITED CARE AA- 880 9,146.42 1.64%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 75 8,603.14 1.54%
COFFEE DAY RESORTS (MSM) PRIVATE LIMITED BWR A-(SO) 850 8,562.87 1.54%
PNB HOUSING FINANCE LIMITED CARE AA+ 850 8,523.42 1.53%
ASPIRE HOME FINANCE CORPORATION LIMITED ICRA A+ 770 8,077.07 1.45%
JANA SMALL FINANCE BANK LIMITED ICRA BBB 770 8,047.44 1.44%
PIRAMAL ENTERPRISES LIMITED ICRA AA 770 7,912.15 1.42%
PIRAMAL ENTERPRISES LIMITED ICRA AA 750 7,647.88 1.37%
VEDANTA LIMITED CRISIL AA 750 7,632.44 1.37%
MUTHOOT FINANCE LIMITED CRISIL AA 715 7,197.59 1.29%
IL&FS ENERGY DEVELOPMENT COMPANY LIMITED CARE D 1,000 6,367.11 1.14%
UNION BANK OF INDIA IND AA 627 6,293.69 1.13%
HPCL-MITTAL ENERGY LIMITED IND AA 350 5,786.53 1.04%
INDUSIND BANK LIMITED CRISIL AA 550 5,589.50 1%
NIRMA LIMITED CRISIL AA 500 5,170.05 0.93%
HINDUJA LEYLAND FINANCE LIMITED CARE AA- 500 4,978.45 0.89%
TATA MOTORS LIMITED CARE AA+ 500 4,924.13 0.88%
IL&FS ENERGY DEVELOPMENT COMPANY LIMITED CARE D 770 4,859.08 0.87%
PNB HOUSING FINANCE LIMITED CARE AAA 460 4,748.08 0.85%
IGARASHI MOTORS SALES PRIVATE LIMITED ICRA AAA(SO) 600 4,393.22 0.79%
PIRAMAL ENTERPRISES LIMITED ICRA AA 410 4,208.94 0.76%
VEDANTA LIMITED CRISIL AA 420 4,195.91 0.75%
ECL FINANCE LIMITED ICRA AA 420,000 4,173.74 0.75%
NTPC-SAIL POWER COMPANY LIMITED CARE AA 400 3,904.84 0.7%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED CRISIL AAA 380 3,867.24 0.69%
TALWANDI SABO POWER LTD CRISIL AA(SO) 383 3,842.17 0.69%
REC LIMITED CRISIL AAA 363 3,722.77 0.67%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA(SO) 3,825 3,682.78 0.66%
BANK OF BARODA CARE AA 350 3,597.74 0.65%
SHAPOORJI PALLONJI ENERGY (GUJARAT) PRIVATE LIMITED ICRA AA(SO) 36 3,626.69 0.65%
SINTEX-BAPL LIMITED BWR AA- 3,333 3,466.51 0.62%
SINTEX-BAPL LIMITED BWR AA- 3,333 3,406.77 0.61%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA(SO) 3,500 3,377.36 0.61%
SINTEX-BAPL LIMITED BWR AA- 3,333 3,345.88 0.6%
PUNJAB NATIONAL BANK BWR A+ 322 3,217.24 0.58%
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED CRISIL AA 310 3,170.74 0.57%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA(SO) 3,194 3,113.71 0.56%
FULLERTON INDIA CREDIT COMPANY LTD CARE AAA 300 3,094.10 0.56%
VEDANTA LIMITED CRISIL AA 250 2,926.65 0.53%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 20 2,945.10 0.53%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 20 2,935.17 0.53%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 20 2,949.58 0.53%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA(SO) 3,000 2,918.40 0.52%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA(SO) 2,776 2,685.06 0.48%
NUVOCO VISTAS CORPORATION LIMITED CRISIL AA 250 2,480.51 0.45%
NUVOCO VISTAS CORPORATION LIMITED CRISIL AA 250 2,504.48 0.45%
INDIAN RAILWAY FINANCE CORPORATION LIMITED CARE AAA 250 2,447.56 0.44%
SBI CARDS & PAYMENT SERVICES PRIVATE LIMITED CRISIL AAA 250 2,395.30 0.43%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 20 2,283.42 0.41%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 17 2,267.07 0.41%
GALINA CONSULTANCY SERVICES PRIVATE LIMITED ICRA AA(SO) 22 2,214.57 0.4%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 15 2,141.34 0.38%
IDFC BANK LIMITED ICRA AA+ 200 2,099.86 0.38%
NRB BEARING LIMITED CRISIL AA- 200 2,048.95 0.37%
FORBES & COMPANY LTD. ICRA A+ 190 1,932.27 0.35%
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED CRISIL AA 190 1,952.77 0.35%
BANK OF BARODA CARE AA 175 1,781.25 0.32%
REC LIMITED CRISIL AAA 130 1,386.62 0.25%
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED CRISIL AAA 12 1,238.56 0.22%
BHARTI AIRTEL LIMITED CRISIL AA+ 92 937.83 0.17%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED CRISIL AAA 100 952.31 0.17%
IIFL HOME FINANCE LIMITED ICRA AA 60 735.37 0.13%
DEWAN HOUSING FINANCE CORPORATION LIMITED CARE AAA 60,000 601.72 0.11%
PNB HOUSING FINANCE LIMITED CARE AAA 50 523.42 0.09%
ADANI TRANSMISSION LIMITED IND AA+ 50 521.37 0.09%
UNITED INDIA INSURANCE COMPANY LIMITED CRISIL AAA 50 510.51 0.09%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED CRISIL AAA 50 471.60 0.08%
REC LIMITED IND AAA 20 202.47 0.04%
REC LIMITED CRISIL AAA 16 174.17 0.03%
POWER FINANCE CORPORATION LIMITED CRISIL AAA 15 147.30 0.03%
LIC HOUSING FINANCE LIMITED CRISIL AAA 12 117.82 0.02%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 13 133.64 0.02%
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED CRISIL AAA 1 102.09 0.02%
74.1% of Debt instruments

CBLO20.76%

Name Rating Quantity Market value (in lakhs) % of Net Assets
CBLO / REVERSE REPO INVESTMENTS -- -- 115,674.81 20.76%
20.7% of Debt instruments

Securitized Debt Instruments3.9%

Name Rating Quantity Market value (in lakhs) % of Net Assets
RENT-A-DEVICE TRUST ICRA AAA(SO) 258 2,626.60 0.47%
RENT-A-DEVICE TRUST ICRA AAA(SO) 252 2,563.26 0.46%
RENT-A-DEVICE TRUST ICRA AAA(SO) 247 2,507.53 0.45%
RENT-A-DEVICE TRUST ICRA AAA(SO) 241 2,444.94 0.44%
RENT-A-DEVICE TRUST ICRA AAA(SO) 235 2,381.19 0.43%
MFL SECURITISATION TRUST - LII CRISIL AAA(SO) 65 2,316.15 0.42%
RENT-A-DEVICE TRUST ICRA AAA(SO) 231 2,337.77 0.42%
RENT-A-DEVICE TRUST ICRA AAA(SO) 224 2,264.53 0.41%
RENT-A-DEVICE TRUST ICRA AAA(SO) 218 2,201.99 0.4%
3.9% of Debt instruments

Money market instruments1.32%

Name Rating Quantity Market value (in lakhs) % of Net Assets
INDIABULLS HOUSING FINANCE LIMITED CRISIL A1+ 800 3,780.14 0.68%
DEWAN HOUSING FINANCE CORPORATION LIMITED CRISIL A1+ 760 3,562.41 0.64%
1.3% of Debt instruments
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DSP Credit Risk Fund presentation

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The primary investment objective is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
There is no assurance that the investment objective of the Scheme will be realized.

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