DSP Credit Risk Fund

CAGR since inception
Scheme Type:
  • Risk:

    Moderate Risk
  • Age:

    6 years 11 months since Jan 01, 2013
  • AUM:

    Rs. 1,510.81 crores as of Nov 30, 2019
  • Horizon:

    Medium-term Horizon
  • Goal:

    Income Generation
  • Benchmark:

    CRISIL Short Term Credit Risk Ind
Scheme features

Performance

Cumulative returns

Scheme disclaimers »

Returns calculator

Scheme disclaimers »

Returns summary

Rolling returns

Scheme disclaimers »

Historical Returns

Dividend History

In SEBI format

Scheme disclaimers »

Portfolio as of Nov 30, 2019

Equity

Market capitalization

No data to display

Sector allocation

No data to display

Debt & debt instruments

Credit rating profile

No data to display

Instrument break-up

No data to display
Top 5 instruments by holding
Name % of Net Assets
NAYARA ENERGY LIMITED 14.1%
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO 10.05%
GREEN INFRA WIND ENERGY LIMITED 9.96%
HDFC BANK LIMITED 6.53%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED 6.33%
See detailed debt holdings »

To proceed, we need to first verify your KYC status.

E.g. 01/01/1980
If you are investing as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
×

Enter the details to proceed with Instant Redemption:

E.g. 01/01/1980
If you are redeeming as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
×

Fast & paperless investment in 5 easy steps!

 

Verify your KYC status

 

Select your existing OR create a new folio

 

Confirm scheme & enter amount

 

Choose your payment method

 

Review order & make the payment

Online Lumpsum
Online SIP
×

To proceed, we need to first verify your KYC status.

E.g. 01/01/1980
If you are investing as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
×

Enter the details to proceed with Instant Redemption:

E.g. 01/01/1980
If you are redeeming as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
×
This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.


Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.


Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

Allow camera access.
Required for IPV (In-Person verification)

You would be asked to allow access to your camera. Please accept it, as it is mandatory to capture video to complete the application.

Address proof required.
Please Keep a valid address proof ready

You can provide Passport, Driving license, Bank passbook, Voter ID card etc as address proof.

Note: If providing Aadhar card as address proof, kindly make sure that you mask your aadhar number in the document. If Aadhar number is not masked the application can be rejected.
PAN card.
PAN card is a mandatory document for KYC.

Please keep your pan card ready, you can also use a soft copy of your PAN card for upload.

Saurabh Bhatia

Saurabh joined DSP Investment Managers as Vice President-Fixed Income in July 2017. He has more than 15 years of experience in the domestic fixed income markets. Beginning his career with sales and intermediation, he has traversed roles across fixed income verticals which include managing fixed income portfolio for a corporate treasury, government owned retirement fund and being an integral part of a private bank treasury.

In recent years, Saurabh was part of HSBC Asset Management India Pvt. Ltd, responsible to manage funds for Employees Provident Fund Organisation, Government of India along with advising Life Insurance, Non-Life Insurance and FPI's for their fixed income portfolios. His last role involved trading in fixed income instruments at Proprietary Trading Group of ICICI Bank. Saurabh holds a Bachelor's Degree in commerce from Mumbai University and a Post Graduate Diploma in Business Management from Wigan and Leigh College.

All Funds managed by Saurabh Bhatia
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

×

Laukik Bagwe

Laukik is Fund Manager with the Fixed Income Investment team of DSP Investment managers. He joined the firm in November 2007 as a Fixed Income Dealer. From November 2003 to October 2007, Laukik worked with Derivium Capital & Securities Pvt. Ltd. as the Head of Fixed Income Trading-SLR & NONSLR Broking. From June 2000 to October 2003, he worked with Birla Sunlife Securities Ltd. as a Manager-SLR & NONSLR Broking.
He brings with him a total work experience of 11 years in debt broking and is currently the fund manager for the following schemes of DSP Mutual Fund."

All Funds managed by Laukik Bagwe
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

×

Asset Allocation for Credit Risk Fund

×

Debt holdings for Credit Risk Fund

Bonds & NCDs76.35%

Name Rating % of Net Assets
NAYARA ENERGY LIMITED CARE AA 14.1%
GREEN INFRA WIND ENERGY LIMITED CRISIL AA 9.96%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA 6.33%
U.P. POWER CORPORATION LIMITED IND AA(SO) 6.03%
EXPORT-IMPORT BANK OF INDIA ICRA AAA 3.96%
BANK OF BARODA CARE AA 3.61%
ECL FINANCE LIMITED ICRA AA- 2.59%
BANK OF BARODA CARE AA 2.52%
NTPC LIMITED CRISIL AAA 2.3%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA 2.16%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA 2.14%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA 2.12%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA 2.11%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA 1.98%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA 1.73%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA 1.67%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA 1.66%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA 1.55%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA 1.48%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA 1.45%
NRB BEARING LIMITED CRISIL AA- 1.39%
EXPORT-IMPORT BANK OF INDIA CRISIL AA+ 1.27%
SINTEX-BAPL LIMITED BWR D 0.65%
SINTEX-BAPL LIMITED BWR D 0.64%
SINTEX-BAPL LIMITED BWR D 0.63%
VEDANTA LIMITED CRISIL AA 0.31%
BHARTI AIRTEL LIMITED CRISIL AA 0.01%
77.7% of Debt instruments

Money market instruments11.42%

Name Rating % of Net Assets
HDFC BANK LIMITED CARE A1+ 6.53%
BANK OF BARODA ICRA A1+ 4.89%
11.6% of Debt instruments

TREPS10.05%

Name Rating % of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO -- 10.05%
10.2% of Debt instruments

Securitized Debt Instruments0.49%

Name Rating % of Net Assets
MFL SECURITISATION TRUST - LII CRISIL AAA(SO) 0.49%
0.5% of Debt instruments
×

DSP Credit Risk Fund presentation

×

The primary investment objective is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
There is no assurance that the investment objective of the Scheme will be realized.

×
×