DSP Credit Risk Fund

CAGR since inception
Scheme Type:
  • Risk:

    Moderate Risk
  • Age:

    6 years 1 months since Jan 01, 2013
  • AUM:

    Rs. 4,689.45 crores as of Jan 31, 2019
  • Horizon:

    Medium-term Horizon
  • Goal:

    Income Generation
  • Benchmark:

    50% of CRISIL Short Term Bond Fun
Scheme features

Performance

Cumulative returns

Scheme disclaimers »

Returns calculator

Scheme disclaimers »

Returns summary

Historical Returns

In SEBI format

Scheme disclaimers »

Portfolio as of Jan 31, 2019

Equity

Market capitalization

No data to display

Sector allocation

No data to display

Debt & debt instruments

Credit rating profile

No data to display

Instrument break-up

No data to display
Top 5 instruments by holding
Name % of Net Assets
NAYARA ENERGY LIMITED 4.57%
U.P. POWER CORPORATION LIMITED 4.3%
TATA STEEL LIMITED 3.74%
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO# 3.48%
NIRMA LIMITED 3.27%
See detailed debt holdings »

To proceed, we need to first verify your KYC status.

E.g. 01/01/1980
If you are investing as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
×

Enter the details to proceed with Instant Redemption:

E.g. 01/01/1980
If you are redeeming as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
×

Fast & paperless investment in 5 easy steps!

 

Verify your KYC status

 

Select your existing OR create a new folio

 

Confirm scheme & enter amount

 

Choose your payment method

 

Review order & make the payment

Online Lumpsum
Online SIP
×

To proceed, we need to first verify your KYC status.

E.g. 01/01/1980
If you are investing as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
×

Enter the details to proceed with Instant Redemption:

E.g. 01/01/1980
If you are redeeming as a HUF, enter Date of Incorporation of HUF that was entered in the KYC form.
×
This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.


Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

This instant KYC is an eKYC process as prescribed by regulations.
Investors understand that their principal will be at moderately low risk
Needs verification via OTP

After entering your Aadhaar number, you will be redirected to enter OTP so that we can get your Aadhaar details limited to only a few fields.


Investors understand that their principal will be at moderately low risk
eKYC has annual investment limit of ₹ 50,000

You can only invest upto ₹ 50,000 or start SIP of ₹ 4,000 to begin with. However, if your limits are breached, DSP will assist you to upgrade your KYC.

Pankaj Sharma

Pankaj joined DSP Investment Managers Pvt. Ltd. (previously called DSP Fund Investment Managers Pvt. Ltd.) and is currently the head of Fixed Income. Prior to this, Pankaj was heading the Product, Risk and Quantitative Analysis (RQA) and Business Development functions since 2005.
Pankaj has more than 15 years experience in the Banking and Finance sectors. Between June 2002 and May 2003, Pankaj was Head of Pre-Sales and Product Evangelist (Treasury Product) at Infosys Technologies. Prior to that, from April 1993 to April 2002, Pankaj served as Vice President (Risk Management) at Citibank, with assignments covering India, Singapore and the United States. Pankaj holds a Bachelor of Engineering degree in Computer Engineering and obtained his Post Graduate Diploma in Management (PGDM) from XLRI, Jamshedpur in 1993.

All Funds managed by Pankaj Sharma
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

×

Laukik Bagwe

Laukik is Fund Manager with the Fixed Income Investment team of DSP Investment managers. He joined the firm in November 2007 as a Fixed Income Dealer. From November 2003 to October 2007, Laukik worked with Derivium Capital & Securities Pvt. Ltd. as the Head of Fixed Income Trading-SLR & NONSLR Broking. From June 2000 to October 2003, he worked with Birla Sunlife Securities Ltd. as a Manager-SLR & NONSLR Broking.
He brings with him a total work experience of 11 years in debt broking and is currently the fund manager for the following schemes of DSP Mutual Fund."

All Funds managed by Laukik Bagwe
Sr. No. Period 1 Year 3 Years 5 Years

Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

×

Asset Allocation for Credit Risk Fund

×

Debt holdings for Credit Risk Fund

Bonds & NCDs87.81%

Name Rating % of Net Assets
NAYARA ENERGY LIMITED CARE AA 4.57%
U.P. POWER CORPORATION LIMITED IND AA(SO) 4.3%
TATA STEEL LIMITED BWR AA 3.74%
NIRMA LIMITED CRISIL AA 3.27%
GREEN INFRA WIND ENERGY LIMITED CRISIL AA(SO) 3.22%
NUVOCO VISTAS CORPORATION LIMITED CRISIL AA 2.75%
COFFEE DAY NATURAL RESOURCES PRIVATE LIMITED BWR A-(SO) 2.75%
EQUITAS SMALL FINANCE BANK LIMITED CARE A+ 2.7%
ACCELARATING EDUCATION AND DEVELOPMENT PRIVATE LIMITED BWR A-(SO) 2.65%
BHARTI AIRTEL LIMITED CRISIL AA 2.47%
ASPIRE HOME FINANCE CORPORATION LIMITED ICRA A+ 2.25%
DLF EMPORIO LIMITED CRISIL AA(SO) 2.16%
PNB HOUSING FINANCE LIMITED CARE AA+ 2.14%
PNB HOUSING FINANCE LIMITED CARE AA+ 2.09%
HINDUJA LEYLAND FINANCE LIMITED CARE AA- 2%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 1.89%
BHARTI AIRTEL LIMITED CRISIL AA 1.87%
COFFEE DAY RESORTS (MSM) PRIVATE LIMITED BWR A-(SO) 1.84%
JANA SMALL FINANCE BANK LIMITED ICRA BBB 1.79%
ASPIRE HOME FINANCE CORPORATION LIMITED ICRA A+ 1.77%
PIRAMAL ENTERPRISES LIMITED ICRA AA 1.67%
MUTHOOT FINANCE LIMITED CRISIL AA 1.57%
JANA SMALL FINANCE BANK LIMITED ICRA BBB 1.49%
HPCL-MITTAL ENERGY LIMITED IND AA+ 1.26%
VEDANTA LIMITED CRISIL AA 1.12%
HINDUJA LEYLAND FINANCE LIMITED CARE AA- 1.09%
TATA MOTORS LIMITED CARE AA+ 1.08%
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED CRISIL AAA 1.07%
BANK OF BARODA CARE AA 1.04%
PNB HOUSING FINANCE LIMITED CARE AA+ 1.04%
IGARASHI MOTORS SALES PRIVATE LIMITED ICRA AAA(SO) 0.96%
ECL FINANCE LIMITED ICRA AA 0.91%
VEDANTA LIMITED CRISIL AA 0.9%
TALWANDI SABO POWER LTD CRISIL AA(SO) 0.85%
INDUSIND BANK LIMITED CRISIL AA 0.84%
REC LIMITED CRISIL AAA 0.81%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA(SO) 0.8%
SHAPOORJI PALLONJI ENERGY (GUJARAT) PRIVATE LIMITED ICRA AA-(SO) 0.78%
SINTEX-BAPL LIMITED BWR A 0.76%
NTPC-SAIL POWER COMPANY LIMITED CARE AA 0.75%
SINTEX-BAPL LIMITED BWR A 0.74%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA(SO) 0.73%
SINTEX-BAPL LIMITED BWR A 0.73%
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED CRISIL AA 0.69%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA(SO) 0.67%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 0.65%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 0.65%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 0.64%
VEDANTA LIMITED CRISIL AA 0.64%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA(SO) 0.63%
FULLERTON INDIA CREDIT COMPANY LTD CARE AAA 0.62%
ORIENTAL NAGPUR BETUL HIGHWAY LIMITED CRISIL AAA(SO) 0.58%
NUVOCO VISTAS CORPORATION LIMITED CRISIL AA 0.54%
INDIAN RAILWAY FINANCE CORPORATION LIMITED CARE AAA 0.54%
BANK OF BARODA CARE AA 0.53%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 0.5%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 0.5%
GALINA CONSULTANCY SERVICES PRIVATE LIMITED ICRA AA-(SO) 0.47%
KKR INDIA FINANCIAL SERVICES PRIVATE LIMITED CRISIL AA+ 0.47%
IDFC FIRST BANK LIMITED ICRA AA+ 0.46%
NRB BEARING LIMITED CRISIL AA- 0.45%
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED CRISIL AA 0.43%
FORBES & COMPANY LTD. ICRA A+ 0.41%
PIRAMAL ENTERPRISES LIMITED ICRA AA 0.35%
REC LIMITED CRISIL AAA 0.28%
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED CRISIL AAA 0.27%
IIFL HOME FINANCE LIMITED ICRA AA 0.16%
DEWAN HOUSING FINANCE CORPORATION LIMITED CARE AAA 0.13%
ADANI TRANSMISSION LIMITED IND AA+ 0.11%
PNB HOUSING FINANCE LIMITED CARE AA+ 0.11%
REC LIMITED CRISIL AAA 0.03%
POWER FINANCE CORPORATION LIMITED CRISIL AAA 0.03%
LIC HOUSING FINANCE LIMITED CRISIL AAA 0.03%
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED CRISIL AAA 0.02%
POWER GRID CORPORATION OF INDIA LIMITED CRISIL AAA 0.01%
87.8% of Debt instruments

Securitized Debt Instruments4.66%

Name Rating % of Net Assets
RENT-A-DEVICE TRUST ICRA AAA(SO) 0.58%
RENT-A-DEVICE TRUST ICRA AAA(SO) 0.56%
RENT-A-DEVICE TRUST ICRA AAA(SO) 0.55%
RENT-A-DEVICE TRUST ICRA AAA(SO) 0.54%
RENT-A-DEVICE TRUST ICRA AAA(SO) 0.53%
RENT-A-DEVICE TRUST ICRA AAA(SO) 0.52%
RENT-A-DEVICE TRUST ICRA AAA(SO) 0.5%
RENT-A-DEVICE TRUST ICRA AAA(SO) 0.49%
MFL SECURITISATION TRUST - LII CRISIL AAA(SO) 0.39%
4.7% of Debt instruments

Money market instruments4.09%

Name Rating % of Net Assets
HDFC BANK LIMITED CARE A1+ 2.48%
INDIABULLS HOUSING FINANCE LIMITED CRISIL A1+ 0.83%
DEWAN HOUSING FINANCE CORPORATION LIMITED CRISIL A1+ 0.78%
4.1% of Debt instruments

TREPS3.48%

Name Rating % of Net Assets
TREPS / REVERSE REPO INVESTMENTS / CORPORATE DEBT REPO# -- 3.48%
3.5% of Debt instruments
×

DSP Credit Risk Fund presentation

×

The primary investment objective is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
There is no assurance that the investment objective of the Scheme will be realized.

×
×