Invest in Dynamic Asset Allocation Fund (DAAF) - The Simple Way to Smart Investing!

Is Investing Simple?

The principles that lead to good investing outcomes are actually quite simple:

Invest in good companies at reasonable prices
Hold them for the right time
Add a cushion (through debt instruments) which can protect against volatility
Remain unemotional while investing

Why Does It Become Stressful?

Smart investors realize that equity can help build wealth & debt can help protect it, but they find it difficult to remain unemotional. This happens because markets fluctuate and cause stress. This is what bothers investors:

Investors get confused whether to invest in Equity or Debt
They don’t understand when to modify this Equity-Debt balance, or how often to
They are unsure of how much to put in Equity and how much in Debt
They worry if they should invest now or wait for a better time

Enter, Dynamic Asset Allocation Funds (DAAFs)

DAAFs help reduce stress that all the above questions may cause in investors’ minds. They don’t just invest in equity & debt, but also dynamically change the allocation between the two, to help investors take advantage of existing market conditions and deal with volatility. Here are the benefits of DAAFs:

Aim to help you build wealth across market cycles
Manage volatility better through suitable usage of debt instruments
Remove the need to time markets
Manage portfolio rebalancing automatically
Help avoid emotional, sentiment-based investing
Better tax efficiency by using arbitrage opportunities
Easy to buy & sell at any time.

Who Should Invest In DAAFs?

First-Timer

Those who want to invest but don’t know how to begin
Experienced

Those who realize rules can help set appropriate asset allocation according to changing markets
Uncertain

Those who get confused by all the noise during market fluctuations
Long-Termer

Those thinking about the bigger picture, willing to invest for 7 years or more
Resolute

Those who can remain patient & unemotional even in short term uncertainty

What Experts Say

Upto 91.5 % of your portfolio returns can be attributed to the right asset allocation at the right time

Gary P. Brinson, Gilbert L. Beebower

Determinants of Portfolio Performance II: An Update - Financial Analysts Journal – 1991
Asset allocation eliminates the need to predict the near-term future direction of the financial markets and eliminates the risk of being in the wrong market at the wrong time.

Richard A. Ferri

All About Asset Allocation, Second Edition
The most important key to successful investing can be summed up in just two words-asset allocation

Michael LeBoeuf

American business author and former management professor at the University of New Orleans
A well thought out asset allocation policy helps investors not only reduce risk, but increase returns. The importance of asset allocation can be known only if you have gone through entire market cycles. I find investors investing readily in rule based dynamic asset allocation funds after learning how they work and knowing what to expect from them. Such funds can be used in different ways in investor portfolios.

Mahesh Mirpuri

Founder – Invest Mutual, Chennai
The most important thing in being successful in long term is not which stock or scheme we buy, but ASSET ALLOCATION

CA Dhiren Gala

Moksh Consulting, Mumbai
A good strategic asset allocation can play a critical central role in wealth creation in all market cycles

Rajince Raman

Raman Capital, Chennai
Asset allocation should be based on one's risk profile and goals. Simple asset allocation can help you in reducing risk, but dynamic asset allocation can help you in enhancing returns.

ARK Primary Advisors Pvt. Ltd.
Wealth Creation over the long term requires you to do nothing for long periods of time. Dynamic Asset allocation works behind the scenes: you do nothing, the nature of the fund does it for you!

Deepak Bakshi

Independent Financial Advisor, Dehradun
Worried by market ups & downs? Protect your down side, ride smoothly in volatile times & benefit from rising markets. Consider DAAFs

Zen Money

Independent Financial Advisor, Hyderabad
All three tenses are important. For a bright future, learn from the past, plan in the present. Miss any and everything can go for a toss. Similarly, miss any asset class and regret later. Invest intelligently in various asset classes.

Pallav Tewari

Jayasha Share Consultants, Lucknow
Dynamic asset allocation funds are like automatic transmission vehicles, which change gears on their own based on the prevailing scenario, without requiring human intervention. If the future of driving is driverless cars, then the future of investing are dynamic asset allocation funds.

Abhenav Khettry

Vyana Wealth Management Pvt. Ltd., Kolkata
The difference between winning & losing is not where and what you buy, but it is ASSET ALLOCATION

N KrishnaAnand

Independent Financial Advisor, Kochi
Jaise khaane ki thali me har khaane % taste ke hisab se jaruri hai, vaise hi asset allocation portfolio me jaruri hai!

Dhammadeep Gajbe

Imperial Finsol, Nagpur

Markets Fluctuate

Life is stressful. Investing needn’t be.

Dynamic Asset Allocation Funds - The simple way to deal with market ups and downs

Is Investing Simple?

Why Does It Become Stressful?

Enter, Dynamic Asset Allocation Funds (DAAFs)

Who Should Invest In DAAFs?

What Experts Say

Upto 91.5 % of your portfolio returns can be attributed to the right asset allocation at the right time

Asset allocation eliminates the need to predict the near-term future direction of the financial markets and eliminates the risk of being in the wrong market at the wrong time.

The most important key to successful investing can be summed up in just two words-asset allocation

The most important thing in being successful in long term is not which stock or scheme we buy, but ASSET ALLOCATION

A good strategic asset allocation can play a critical central role in wealth creation in all market cycles

Asset allocation should be based on one's risk profile and goals. Simple asset allocation can help you in reducing risk, but dynamic asset allocation can help you in enhancing returns.

Wealth Creation over the long term requires you to do nothing for long periods of time. Dynamic Asset allocation works behind the scenes: you do nothing, the nature of the fund does it for you!

Worried by market ups & downs? Protect your down side, ride smoothly in volatile times & benefit from rising markets. Consider DAAFs

All three tenses are important. For a bright future, learn from the past, plan in the present. Miss any and everything can go for a toss. Similarly, miss any asset class and regret later. Invest intelligently in various asset classes.

Dynamic asset allocation funds are like automatic transmission vehicles, which change gears on their own based on the prevailing scenario, without requiring human intervention. If the future of driving is driverless cars, then the future of investing are dynamic asset allocation funds.

The difference between winning & losing is not where and what you buy, but it is ASSET ALLOCATION

Jaise khaane ki thali me har khaane % taste ke hisab se jaruri hai, vaise hi asset allocation portfolio me jaruri hai!

Before You Invest In Dynamic Asset Allocation Funds